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 Balance Sheet  
Union Bank Of India
 
BSE Code 532477
ISIN Demat INE692A01016
Book Value 159.19
NSE Code UNIONBANK
Dividend Yield % 3.05
Market Cap 1250384.60
P/E 6.69
EPS 24.49
Face Value 10  
Type
(Rs. in Million)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
SOURCES OF FUNDS:0  0  0  0  0  
Share Capital77376.09  77376.09  69387.51  69387.51  65108.48  
    Equity - Authorised100000.00  100000.00  100000.00  100000.00  100000.00  
    Equity - Issued76336.06  76336.06  68347.48  68347.48  64068.44  
    Equity Paid Up76336.06  76336.06  68347.48  68347.48  64068.44  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up1040.04  1040.04  1040.04  1040.04  1040.04  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings0.00  0.00  0.00  0.00  0.00  
Total Reserves1060964.69  898600.47  718647.63  639223.74  582269.30  
    Securities Premium257282.68  255948.05  184228.06  183926.86  173785.08  
    Capital Reserves65074.62  61631.46  59998.85  59354.59  47384.06  
    Profit & Loss Account Balances5832.04  5832.04  5832.04  0.04  0.04  
    General Reserves0.00  0.00  0.00  0.00  0.00  
    Other Reserves732775.35  575188.92  468588.68  395942.25  361100.12  
Reserve excluding Revaluation Reserve990378.67  842156.30  657323.40  591653.00  533284.52  
Revaluation Reserves70586.02  56444.17  61324.23  47570.74  48984.78  
Deposits13122913.65  12245933.56  11203219.23  10343677.54  9256539.26  
    Demand Deposits862972.07  737728.84  739989.40  727164.71  637084.23  
    Savings Deposit3399244.41  3363702.53  3201049.44  3045769.58  2719965.04  
    Term Deposits / Fixed Deposits8860697.17  8144502.19  7262180.39  6570743.24  5899489.99  
    Current Deposits0.00  0.00  0.00  0.00  0.00  
    Recurring Deposits0.00  0.00  0.00  0.00  0.00  
    Other Deposits0.00  0.00  0.00  0.00  0.00  
Borrowings274897.94  269742.68  427365.95  512452.00  519222.31  
    Borrowings From Reserve Bank of India0.00  0.00  133820.00  142090.00  142090.00  
    Borrowings From Other Banks0.00  172.26  75.82  19828.21  14033.31  
    Borrowings From GOI0.00  0.00  0.00  0.00  0.00  
    Borrowings From Other Financial Institutions61812.88  48402.02  23463.99  30220.23  27819.96  
    Borrowings in the form of Bonds / Debentures176380.00  176380.00  196380.00  187550.00  176551.00  
    Borrowings in Other Form0.00  0.00  0.00  0.00  0.00  
    Borrowings From Out of India36705.06  44788.39  73626.14  132763.56  158728.04  
Other Liabilities & Provisions577141.86  528306.31  464950.78  372915.32  400634.60  
    Bills Payable27502.19  26414.13  26497.50  26890.20  23030.33  
    Inter-office adjustment Liabilities0.00  0.00  0.00  0.00  0.00  
    Interest Accrued63611.19  52476.35  60343.34  45494.11  31807.51  
    Proposed Dividend36259.63  27480.98  20504.31  12986.02  0.00  
    Corporate dividend tax payable0.00  0.00  0.00  0.00  0.00  
    Other Liabilities & Provisions449768.86  421934.84  357605.63  287544.98  345796.76  
Total Liabilities15113294.23  14019959.11  12883571.10  11937656.10  10823773.95  
APPLICATION OF FUNDS :0  0  0  0  0  
Cash and balance with Reserve Bank of India895084.97  529015.44  502581.07  461158.92  378857.14  
    Cash with RBI877643.16  506262.87  474164.73  423310.21  340992.16  
    Cash in hand & others17441.81  22752.57  28416.34  37848.71  37864.97  
Balances with banks and money at call421752.36  667443.02  623407.57  736423.29  468776.24  
Investments3619033.57  3439528.62  3437269.56  3518390.44  3390585.06  
Investments in India3585939.25  3414116.50  3414216.82  3497120.69  3369305.21  
    GOI/State Govt. Securities2857996.56  2755586.02  2622587.76  2658289.69  2425614.46  
    Equity Shares - Corporate46633.70  28277.30  24533.69  26242.46  32794.41  
    Debentures & Bonds569491.56  579091.16  643393.36  703490.65  758584.34  
    Subsidiaries and/or joint ventures/Associates6822.23  4383.85  3502.15  2688.95  2120.76  
    Units - MF/ Insurance/CP/PTC0.00  0.00  0.00  0.00  0.00  
    Other Investments104995.20  46778.18  120199.87  106408.94  150191.24  
Investments outside India33094.32  25412.11  23052.74  21269.75  21279.85  
    Government securities30457.29  22001.14  18690.38  18557.54  18783.10  
    Subsidiaries and/or joint ventures abroad0.00  0.00  0.00  0.00  0.00  
    Other investments outside India2637.03  3410.97  4362.36  2712.21  2496.75  
    Less: Prov for Diminution in Value of Invest.0.00  0.00  0.00  0.00  0.00  
Advances9567286.76  8740797.40  7642766.79  6633556.51  5933200.83  
    Bills Purchased & Discounted36635.92  35944.61  32974.69  38731.67  41153.86  
    Cash Credit, Over Draft & Loans repayable4849014.90  4341674.09  3486171.81  2879584.81  2662705.50  
    Term Loans4681635.95  4363178.70  4123620.29  3715240.03  3229341.48  
    Finance lease and hire purchase receivable0.00  0.00  0.00  0.00  0.00  
    Advances Others0.00  0.00  0.00  0.00  0.00  
Gross block209490.63  196216.32  186813.33  165183.88  160018.69  
    Premises95752.67  94318.36  95892.24  80982.72  81708.13  
    Assets Given on Lease3.13  3.13  314.40  268.48  268.48  
    Other Fixed Assets113734.83  101894.84  90606.69  83932.68  78042.09  
Less: Accumulated Depreciation111836.97  103977.20  98555.21  93470.92  86987.77  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block97653.65  92239.12  88258.13  71712.96  73030.93  
Lease Adjustment0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress587.28  358.94  221.63  370.13  633.28  
Other Assets511895.65  550576.57  589066.35  516043.85  578690.49  
    Inter-office adjustment Assets29344.29  17028.20  22020.70  17997.05  73401.77  
    Interest Accrued Assets111010.04  108738.07  91916.72  77768.18  61679.66  
    Tax paid in advance/TDS34823.41  71298.68  67566.23  54113.75  66396.67  
    Stationery and stamps64.82  61.85  62.78  63.35  68.18  
    Non-banking assets acquired1.33  1.33  1.33  1.33  1.24  
    Deferred tax asset27458.98  37139.45  86627.85  122953.43  156750.03  
    Miscellaneous Expenditure not written off0.00  0.00  0.00  0.00  0.00  
    Assets Others309192.76  316309.00  320870.74  243146.76  220392.94  
Total Assets15113294.23  14019959.11  12883571.10  11937656.10  10823773.95  
Contingent Liabilities5592801.05  5833830.50  6080992.76  6511468.34  3717814.66  
    Claims not acknowledged as debts295072.39  308457.77  240522.12  171435.27  194445.53  
    Outstanding forward exchange contracts3689853.08  3720607.59  4133763.84  4371208.48  2300922.08  
    Guarantees given in India710969.09  696206.19  664064.01  653508.70  663275.68  
    Guarantees given Outside India10477.14  6754.64  14233.66  16587.10  13504.43  
    Acceptances, endorsements & other obligations845459.70  1067164.16  996420.85  1269957.90  521477.69  
    Other Contingent liabilities40969.65  34640.16  31988.28  28770.89  24189.25  
Bills for collection476166.85  502528.60  435667.18  660894.13  346948.14  
Book Value139.74  120.32  106.17  96.57  93.24  
Adjusted Book Value139.74  120.32  106.17  96.57  93.24  
 
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