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 Balance Sheet  
UCO Bank
 
BSE Code 532505
ISIN Demat INE691A01018
Book Value 23.03
NSE Code UCOBANK
Dividend Yield % 1.29
Market Cap 379572.45
P/E 15.17
EPS 1.99
Face Value 10  
Type
(Rs. in Million)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
SOURCES OF FUNDS:0  0  0  0  0  
Share Capital125395.59  119559.58  119559.58  119559.58  99183.41  
    Equity - Authorised150000.00  150000.00  150000.00  150000.00  150000.00  
    Equity - Issued125395.59  119559.58  119559.58  119559.58  99183.41  
    Equity Paid Up125395.59  119559.58  119559.58  119559.58  99183.41  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings0.00  0.00  0.00  0.00  26000.00  
Total Reserves183453.43  152578.28  136477.38  115127.82  99981.58  
    Securities Premium50421.09  36257.10  36257.10  36257.10  157203.61  
    Capital Reserves11.70  11.70  11.70  11.70  11.70  
    Profit & Loss Account Balances36004.53  23707.39  14577.63  -280.41  -127469.47  
    General Reserves-449.99  6860.46  6619.67  5457.18  6018.27  
    Other Reserves97466.10  85741.63  79011.28  73682.26  64217.48  
Reserve excluding Revaluation Reserve152984.66  122602.73  108444.39  87805.89  73067.16  
Revaluation Reserves30468.77  29975.55  28032.99  27321.93  26914.42  
Deposits2935421.78  2631297.73  2493377.37  2240728.98  2059193.94  
    Demand Deposits146834.31  124675.96  106282.11  111691.41  98210.13  
    Savings Deposit904815.00  860840.63  810959.19  771617.64  708087.04  
    Term Deposits / Fixed Deposits1883772.47  1645781.15  1576136.07  1357419.93  1252896.77  
    Current Deposits0.00  0.00  0.00  0.00  0.00  
    Recurring Deposits0.00  0.00  0.00  0.00  0.00  
    Other Deposits0.00  0.00  0.00  0.00  0.00  
Borrowings286874.85  253314.41  205010.80  135081.44  153826.32  
    Borrowings From Reserve Bank of India50000.00  41520.00  0.00  0.00  0.00  
    Borrowings From Other Banks155564.50  168478.10  142318.44  69124.00  63753.18  
    Borrowings From GOI0.00  0.00  0.00  0.00  0.00  
    Borrowings From Other Financial Institutions58315.06  14406.86  16831.31  13106.56  21702.16  
    Borrowings in the form of Bonds / Debentures20000.00  24935.38  42998.85  45926.01  63684.54  
    Borrowings in Other Form0.00  0.00  0.00  0.00  0.00  
    Borrowings From Out of India2995.30  3974.07  2862.20  6924.87  4686.45  
Other Liabilities & Provisions92465.42  78734.53  52596.64  66094.76  94276.69  
    Bills Payable5937.10  6708.86  5393.09  6077.16  5082.58  
    Inter-office adjustment Liabilities1846.15  0.00  1546.89  3791.79  3785.50  
    Interest Accrued6576.15  5530.14  8930.61  6279.63  6063.38  
    Proposed Dividend0.00  0.00  0.00  0.00  0.00  
    Corporate dividend tax payable0.00  0.00  0.00  0.00  0.00  
    Other Liabilities & Provisions78106.02  66495.53  36726.05  49946.18  79345.24  
Total Liabilities3623611.07  3235484.52  3007021.76  2676592.59  2532461.95  
APPLICATION OF FUNDS :0  0  0  0  0  
Cash and balance with Reserve Bank of India103589.15  101971.72  103000.14  102875.47  94454.14  
    Cash with RBI97715.19  94803.52  93857.83  93708.38  86357.88  
    Cash in hand & others5873.97  7168.20  9142.32  9167.09  8096.27  
Balances with banks and money at call257679.97  188281.89  184280.86  158604.44  141548.30  
Investments941525.15  927613.96  950085.35  967490.45  936930.35  
Investments in India911145.72  904690.77  920346.63  945232.48  915001.46  
    GOI/State Govt. Securities664701.61  661674.95  670804.53  689797.11  641573.45  
    Equity Shares - Corporate10444.58  3496.46  3373.65  4131.15  3390.56  
    Debentures & Bonds222396.37  236571.50  236228.06  244578.97  260491.17  
    Subsidiaries and/or joint ventures/Associates1328.10  960.03  377.47  738.00  182.42  
    Units - MF/ Insurance/CP/PTC0.00  0.00  0.00  0.00  0.00  
    Other Investments12275.06  1987.83  9562.92  5987.26  9363.86  
Investments outside India30379.42  22923.19  29738.72  22257.97  21928.89  
    Government securities30379.42  22923.19  29738.72  22257.97  21928.89  
    Subsidiaries and/or joint ventures abroad0.00  0.00  0.00  0.00  0.00  
    Other investments outside India0.00  0.00  0.00  0.00  0.00  
    Less: Prov for Diminution in Value of Invest.0.00  0.00  0.00  0.00  0.00  
Advances2151345.79  1820218.65  1558701.79  1227844.06  1113545.41  
    Bills Purchased & Discounted55875.47  69203.14  89952.93  42098.27  40862.74  
    Cash Credit, Over Draft & Loans repayable754139.84  673467.32  626670.69  557134.12  541046.50  
    Term Loans1341330.48  1077548.19  842078.17  628611.66  531636.17  
    Finance lease and hire purchase receivable0.00  0.00  0.00  0.00  0.00  
    Advances Others0.00  0.00  0.00  0.00  0.00  
Gross block66777.27  63275.80  58091.12  54301.26  52123.54  
    Premises36265.16  36100.28  33704.12  32581.82  32620.43  
    Assets Given on Lease0.00  0.00  0.00  0.00  0.00  
    Other Fixed Assets30512.11  27175.52  24386.99  21719.44  19503.12  
Less: Accumulated Depreciation28869.97  26109.45  23646.16  21430.34  20611.50  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block37907.30  37166.34  34444.96  32870.92  31512.05  
Lease Adjustment0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress612.20  648.39  650.13  478.29  670.28  
Other Assets130951.52  159583.57  175858.53  186428.95  213801.42  
    Inter-office adjustment Assets0.00  2208.17  0.00  0.00  0.00  
    Interest Accrued Assets20989.11  20508.43  19812.07  16052.30  15247.58  
    Tax paid in advance/TDS1464.68  1609.78  934.10  504.93  470.00  
    Stationery and stamps42.46  48.72  57.49  58.41  48.55  
    Non-banking assets acquired0.00  0.00  0.00  0.00  0.00  
    Deferred tax asset59780.40  73133.70  82091.10  92201.80  100378.90  
    Miscellaneous Expenditure not written off0.00  0.00  0.00  0.00  0.00  
    Assets Others48674.87  62074.77  72963.77  77611.51  97656.39  
Total Assets3623611.07  3235484.52  3007021.76  2676592.59  2532461.95  
Contingent Liabilities1288342.57  609509.89  555976.33  1425569.14  733534.65  
    Claims not acknowledged as debts2103.38  1998.62  1993.28  2028.46  1961.35  
    Outstanding forward exchange contracts1075613.70  408278.52  361917.52  1281361.49  614832.03  
    Guarantees given in India79126.26  64875.28  50673.53  42666.02  11114.54  
    Guarantees given Outside India293.91  237.52  134.63  571.03  646.01  
    Acceptances, endorsements & other obligations46746.08  48748.17  49296.41  40910.46  32437.31  
    Other Contingent liabilities84459.25  85371.78  91960.96  58031.68  72543.42  
Bills for collection75952.94  80013.60  81844.28  80394.46  71096.69  
Book Value22.20  20.25  19.07  17.34  17.37  
Adjusted Book Value22.20  20.25  19.07  17.34  17.37  
 
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