| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 3363670.00 | 2836490.00 | 1707540.00 | 1359360.00 | 1285520.00 |
| Interest / Discount on advances / Bills | 2519540.00 | 2179790.00 | 1357670.00 | 1062950.00 | 1022990.00 |
| Interest on balances with RBI and other Inter-bank funds | 31730.00 | 26350.00 | 11490.00 | 26310.00 | 24140.00 |
| Income on investments | 739120.00 | 575250.00 | 311730.00 | 259070.00 | 232120.00 |
| Others | 73290.00 | 55100.00 | 26640.00 | 11030.00 | 6270.00 |
| Other Income | 1345490.00 | 1243460.00 | 339120.00 | 317590.00 | 273330.00 |
| Commission,exchange and brokerage | 350300.00 | 306210.00 | 262630.00 | 218760.00 | 180250.00 |
| Profit / (loss)on sale of investments(net) | 143250.00 | 200960.00 | -4860.00 | 7850.00 | 53890.00 |
| Profit on sale of Fixed Assets | 1560.00 | 2000.00 | 930.00 | 710.00 | 470.00 |
| Foreign Exchange Gains | 50260.00 | 38700.00 | 40820.00 | 39080.00 | 24380.00 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 800110.00 | 695580.00 | 39590.00 | 51200.00 | 14340.00 |
| Total Income | 4709160.00 | 4079950.00 | 2046660.00 | 1676950.00 | 1558850.00 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 1838940.00 | 1541390.00 | 777800.00 | 585840.00 | 592480.00 |
| Intereston Deposits | 1252170.00 | 994020.00 | 615100.00 | 489010.00 | 501260.00 |
| Interest on RBI / inter-bank borrowings | 524870.00 | 502450.00 | 127960.00 | 95180.00 | 90640.00 |
| Other Interest | 61910.00 | 44920.00 | 34740.00 | 1650.00 | 570.00 |
| Operating Expenses | 1766050.00 | 1522690.00 | 515340.00 | 403120.00 | 350010.00 |
| Payments to and provisions for employees | 341360.00 | 310230.00 | 200170.00 | 158970.00 | 136770.00 |
| Rent,Taxes and lighting | 36020.00 | 30230.00 | 22450.00 | 17600.00 | 18090.00 |
| Depreciation on Banks property | 38050.00 | 30920.00 | 23450.00 | 16810.00 | 13850.00 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 230.00 | 260.00 | 100.00 | 60.00 | 50.00 |
| Law charges | 4210.00 | 3990.00 | 3490.00 | 2820.00 | 1550.00 |
| Communication Expenses | 11240.00 | 10510.00 | 7240.00 | 6370.00 | 5400.00 |
| Repairs and Maintenance | 39440.00 | 32560.00 | 21770.00 | 17720.00 | 16490.00 |
| Insurance | 31260.00 | 24870.00 | 22500.00 | 19100.00 | 17250.00 |
| Other expenses | 1264250.00 | 1079130.00 | 214180.00 | 163660.00 | 140570.00 |
| Provisions and Contingencies | 141750.00 | 250180.00 | 138540.00 | 179250.00 | 188400.00 |
| Provision for investments | -1580.00 | 80.00 | 30.00 | 60.00 | -170.00 |
| Provision for advances | 158540.00 | 137480.00 | 140150.00 | 137650.00 | 144500.00 |
| Others Provisions | -15210.00 | 112630.00 | -1650.00 | 41540.00 | 44080.00 |
| Profit Before Tax | 962420.00 | 765690.00 | 614980.00 | 508730.00 | 427960.00 |
| Taxes | 228020.00 | 111220.00 | 153500.00 | 127220.00 | 109390.00 |
| Current Income Tax | 209420.00 | 139490.00 | 154980.00 | 143250.00 | 123370.00 |
| Deferred Tax | 18600.00 | -28270.00 | -1480.00 | -16020.00 | -13970.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 734400.00 | 654470.00 | 461490.00 | 381510.00 | 318570.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -26480.00 | -13840.00 | -1520.00 | -980.00 | -240.00 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 707920.00 | 640620.00 | 459970.00 | 380530.00 | 318330.00 |
| Adjustments to PAT | | 35700.00 | | | |
| IV. APPROPRIATIONS | 2208380.00 | 1880010.00 | 1450600.00 | 1166470.00 | 936510.00 |
| Transfer to Statutory Reserve | 172600.00 | 156850.00 | 114460.00 | 94440.00 | 78800.00 |
| Appropriation to General Reserve | 67350.00 | 60810.00 | 44110.00 | 36960.00 | 31120.00 |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 1968430.00 | 1662360.00 | 1292030.00 | 1035060.00 | 826600.00 |
| Equity Dividend % | 2200.00 | 1950.00 | 1900.00 | 1550.00 | 650.00 |
| Earnings Per Share | 93.00 | 84.00 | 82.00 | 69.00 | 58.00 |
| Adjusted EPS | 46.00 | 42.00 | 41.00 | 34.00 | 29.00 |
