| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 281100.00 | 272770.00 | 227140.00 | 199740.00 | 198820.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 276890.00 | 270670.00 | 225460.00 | 197180.00 | 197090.00 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | 640.00 | 670.00 | 670.00 | 1180.00 | 990.00 |
| Other Operating Income | 3570.00 | 1430.00 | 1010.00 | 1390.00 | 740.00 |
| Operating Income (Net) | 281100.00 | 272770.00 | 227140.00 | 199740.00 | 198820.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 7550.00 | 6500.00 | 5160.00 | 6020.00 | 3240.00 |
| Salaries, Wages & Bonus | 6030.00 | 5160.00 | 4030.00 | 4740.00 | 2430.00 |
| Contributions to EPF & Pension Funds | 850.00 | 780.00 | 500.00 | 550.00 | 350.00 |
| Workmen and Staff Welfare Expenses | 670.00 | 550.00 | 500.00 | 420.00 | 360.00 |
| Other Employees Cost | 0.00 | 0.00 | 130.00 | 310.00 | 100.00 |
| Operating & Establishment Expenses | 2020.00 | 1950.00 | 2400.00 | 1610.00 | 1310.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 1110.00 | 1330.00 | 1830.00 | 1140.00 | 880.00 |
| Rent , Rates & Taxes | 140.00 | 130.00 | 270.00 | 240.00 | 240.00 |
| Repairs and Maintenance | 700.00 | 420.00 | 240.00 | 180.00 | 130.00 |
| Insurance | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Electricity & Power | 70.00 | 70.00 | 60.00 | 50.00 | 50.00 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 1710.00 | 1740.00 | 1480.00 | 1190.00 | 1170.00 |
| Printing and stationery | 80.00 | 80.00 | 100.00 | 70.00 | 60.00 |
| Professional and legal fees | 110.00 | 230.00 | 100.00 | 100.00 | 150.00 |
| Advertisement & Sales Promotion | 470.00 | 340.00 | 440.00 | 280.00 | 430.00 |
| Other General Expenses | 1050.00 | 1090.00 | 850.00 | 730.00 | 530.00 |
| Provisions and Contingencies | 4800.00 | 17370.00 | 20590.00 | 21300.00 | 14450.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | 20220.00 | 13180.00 |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | 50.00 |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 4800.00 | 17370.00 | 20590.00 | 1080.00 | 1220.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 16090.00 | 27560.00 | 29640.00 | 30120.00 | 20180.00 |
| Operating Profit (Excl OI) | 265010.00 | 245210.00 | 197500.00 | 169630.00 | 178640.00 |
| Other Income | 10.00 | 10.00 | 140.00 | 310.00 | 40.00 |
| Other Interest Income | | | 20.00 | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income from investments | 10.00 | 0.00 | 0.00 | 40.00 | 40.00 |
| Provision Written Back | | | | | |
| Others | 0.00 | 0.00 | 110.00 | 270.00 | 0.00 |
| Operating Profit | 265020.00 | 245210.00 | 197650.00 | 169940.00 | 178680.00 |
| Interest | 195280.00 | 183880.00 | 161350.00 | 141510.00 | 144500.00 |
| Loans | 72870.00 | 69930.00 | 55650.00 | 35720.00 | 32220.00 |
| Deposits | 6380.00 | 7720.00 | 9600.00 | 11890.00 | 12050.00 |
| Bonds / Debentures | 115910.00 | 106110.00 | 96040.00 | 93820.00 | 100140.00 |
| Other Interest | 130.00 | 120.00 | 50.00 | 90.00 | 90.00 |
| Depreciation | 980.00 | 690.00 | 690.00 | 550.00 | 520.00 |
| Profit Before Taxation & Exceptional Items | 68760.00 | 60640.00 | 35610.00 | 27870.00 | 33650.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 68790.00 | 60680.00 | 35610.00 | 27870.00 | 33650.00 |
| Provision for Tax | 14360.00 | 13050.00 | 6700.00 | 5010.00 | 6240.00 |
| Current Income Tax | 10730.00 | 10460.00 | 11960.00 | 9240.00 | 9670.00 |
| Deferred Tax | 3630.00 | 2590.00 | -5260.00 | -3790.00 | -3220.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | -440.00 | -210.00 |
| Profit After Tax | 54430.00 | 47630.00 | 28910.00 | 22860.00 | 27410.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Share of Associate | | | 0.00 | 10.00 | 20.00 |
| Other Consolidated Items | | | | | -20.00 |
| Consolidated Net Profit | 54420.00 | 47630.00 | 28910.00 | 22860.00 | 27400.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 74230.00 | 54370.00 | 48440.00 | 46780.00 | 40680.00 |
| Appropriations | 128650.00 | 102000.00 | 77350.00 | 69640.00 | 68090.00 |
| General Reserve | 10000.00 | 10000.00 | 8500.00 | 7000.00 | 7000.00 |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 118650.00 | 92000.00 | 68850.00 | 62640.00 | 61090.00 |
| Equity Dividend % | 500.00 | 450.00 | 425.00 | 425.00 | 425.00 |
| Earnings Per Share | 99.00 | 87.00 | 53.00 | 42.00 | 54.00 |
| Adjusted EPS | 99.00 | 87.00 | 53.00 | 42.00 | 54.00 |
