| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 123.58 | 130.08 | 136.64 | 126.44 | 144.22 |
| Sale of Shares / Units | | | | | |
| Interest income | 90.14 | 109.11 | 111.63 | 99.41 | 92.55 |
| Portfolio management services | | | | | |
| Dividend income | 4.45 | 4.92 | 8.53 | 6.91 | 11.83 |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | | | | | |
| Other Operating Income | 28.99 | 16.05 | 16.48 | 20.12 | 39.84 |
| Operating Income (Net) | 123.58 | 130.08 | 136.64 | 126.44 | 144.22 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 8.75 | 9.23 | 10.45 | 10.22 | 8.94 |
| Salaries, Wages & Bonus | 8.46 | 8.74 | 10.05 | 9.89 | 8.50 |
| Contributions to EPF & Pension Funds | 0.52 | 0.45 | 0.33 | 0.30 | 0.41 |
| Workmen and Staff Welfare Expenses | 0.05 | 0.04 | 0.07 | 0.03 | 0.03 |
| Other Employees Cost | -0.28 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating & Establishment Expenses | 2.35 | 2.25 | 2.64 | 2.40 | 2.00 |
| Depository Charges | 0.02 | 0.00 | 0.02 | | 0.15 |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | 0.06 | 0.02 | |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 1.10 | 1.13 | 1.22 | 1.03 | 0.74 |
| Repairs and Maintenance | 0.29 | 0.30 | 0.34 | 0.46 | 0.58 |
| Insurance | | | | | |
| Electricity & Power | 0.17 | 0.18 | 0.26 | 0.25 | 0.22 |
| Other Operating Expenses | 0.76 | 0.64 | 0.75 | 0.64 | 0.33 |
| Administrations & Other Expenses | 10.72 | 11.17 | 11.33 | 11.49 | 9.05 |
| Printing and stationery | 0.33 | 0.32 | 0.29 | 0.29 | 0.24 |
| Professional and legal fees | 3.98 | 3.67 | 2.80 | 2.19 | 1.80 |
| Advertisement & Sales Promotion | | | | | |
| Other General Expenses | 6.40 | 7.18 | 8.24 | 9.01 | 7.01 |
| Provisions and Contingencies | 1.69 | 1.02 | 1.70 | 1.25 | 1.60 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 0.07 | 0.00 | 0.30 | 0.33 | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | 0.00 | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 1.62 | 1.02 | 1.41 | 0.92 | 1.60 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 23.51 | 23.67 | 26.12 | 25.37 | 21.60 |
| Operating Profit (Excl OI) | 100.08 | 106.41 | 110.52 | 101.07 | 122.62 |
| Other Income | 20.69 | 0.49 | 18.75 | 2.47 | 9.35 |
| Other Interest Income | | 0.01 | 1.39 | 0.18 | 2.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 8.98 | | 9.38 | 1.82 | 0.60 |
| Income from investments | | | | | |
| Provision Written Back | 0.41 | 0.04 | 0.09 | 0.20 | 4.10 |
| Others | 11.30 | 0.44 | 7.89 | 0.26 | 2.66 |
| Operating Profit | 120.76 | 106.91 | 129.27 | 103.53 | 131.97 |
| Interest | 60.68 | 85.99 | 85.56 | 80.40 | 49.38 |
| Loans | 59.52 | 84.02 | 83.87 | 77.67 | 46.44 |
| Deposits | | | | | |
| Bonds / Debentures | | | | | |
| Other Interest | 1.16 | 1.97 | 1.69 | 2.73 | 2.94 |
| Depreciation | 0.32 | 0.43 | 0.62 | 0.73 | 0.45 |
| Profit Before Taxation & Exceptional Items | 59.77 | 20.48 | 43.09 | 22.40 | 82.15 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 59.77 | 20.48 | 43.09 | 22.40 | 82.15 |
| Provision for Tax | 10.37 | 3.75 | 6.66 | 3.03 | 13.94 |
| Current Income Tax | 10.02 | 3.65 | 7.14 | 3.20 | 13.57 |
| Deferred Tax | 0.35 | 0.10 | -0.47 | -0.17 | 0.37 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 49.40 | 16.74 | 36.43 | 19.37 | 68.21 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 49.40 | 16.74 | 36.43 | 19.37 | 68.21 |
| Adjustments to PAT | | | | | -0.23 |
| Profit Balance B/F | 227.07 | 213.71 | 184.49 | 173.17 | 118.75 |
| Appropriations | 276.47 | 230.44 | 220.92 | 192.55 | 186.73 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 276.47 | 230.44 | 220.92 | 192.55 | 186.73 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 4.00 | 1.00 | 3.00 | 2.00 | 5.00 |
| Adjusted EPS | 4.00 | 1.00 | 3.00 | 2.00 | 5.00 |
