| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 992.04 | 1102.15 | 792.16 | 1434.05 | 2377.79 |
| Sale of Shares / Units | | | | | |
| Interest income | 72.16 | 78.05 | 71.65 | 58.20 | 82.63 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | | | | | |
| Other Operating Income | 919.88 | 1024.09 | 720.51 | 1375.86 | 2295.15 |
| Operating Income (Net) | 992.04 | 1102.15 | 792.16 | 1434.05 | 2377.79 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | 5.68 | 82.57 | -151.62 | 126.15 | -85.62 |
| Employee Cost | 72.92 | 70.94 | 65.11 | 70.53 | 83.31 |
| Salaries, Wages & Bonus | 70.14 | 65.49 | 60.27 | 67.22 | 81.24 |
| Contributions to EPF & Pension Funds | 1.07 | 2.50 | 2.45 | 1.34 | |
| Workmen and Staff Welfare Expenses | 1.48 | 2.16 | 1.94 | 1.84 | 2.07 |
| Other Employees Cost | 0.24 | 0.79 | 0.45 | 0.13 | 0.00 |
| Operating & Establishment Expenses | 37.59 | 34.45 | 31.60 | 36.99 | 40.45 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 0.14 | 0.07 | 0.04 | 0.04 | |
| Commission, Brokerage & Discounts | 7.64 | 9.44 | 8.42 | 0.49 | 0.06 |
| Rent , Rates & Taxes | 18.48 | 15.09 | 12.78 | 14.28 | 10.44 |
| Repairs and Maintenance | 6.03 | 4.85 | 4.93 | 5.85 | 6.93 |
| Insurance | 0.52 | 0.44 | 0.45 | 0.78 | 1.08 |
| Electricity & Power | 4.04 | 3.94 | 4.14 | 5.25 | 4.83 |
| Other Operating Expenses | 0.75 | 0.61 | 0.85 | 10.31 | 17.10 |
| Administrations & Other Expenses | 46.36 | 45.13 | 47.00 | 102.58 | 32.37 |
| Printing and stationery | 1.82 | 1.99 | 1.85 | 2.01 | 1.99 |
| Professional and legal fees | 14.50 | 12.89 | 11.38 | 10.44 | 5.05 |
| Advertisement & Sales Promotion | 3.50 | 3.75 | 6.54 | 61.47 | 12.26 |
| Other General Expenses | 26.54 | 26.50 | 27.23 | 28.67 | 13.07 |
| Provisions and Contingencies | 9.09 | 14.23 | 36.66 | 14.44 | 10.50 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 0.42 | 8.15 | 27.65 | | 0.64 |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 0.00 | 0.06 | | | |
| Losson foreign exchange fluctuations | 3.31 | 3.82 | 3.33 | 8.38 | 2.40 |
| Losson sale of non-trade current investments | 1.65 | | 2.39 | | |
| Other Miscellaneous Expenses | 3.71 | 2.21 | 3.29 | 6.06 | 7.46 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 791.59 | 908.05 | 610.35 | 1256.09 | 2129.43 |
| Operating Profit (Excl OI) | 200.45 | 194.10 | 181.80 | 177.97 | 248.36 |
| Other Income | 61.71 | 61.73 | 50.14 | 57.96 | 35.58 |
| Other Interest Income | 44.10 | 24.95 | 23.42 | 23.08 | 17.05 |
| Other Commission | | 0.18 | 0.02 | 0.02 | |
| Discounts | 0.00 | 0.25 | 0.04 | 0.21 | |
| Profit on sale of Fixed Assets | 1.23 | 0.05 | 2.56 | 0.55 | 0.59 |
| Income from investments | 13.37 | 33.15 | 17.44 | 26.38 | 7.70 |
| Provision Written Back | 0.98 | 2.60 | 4.08 | 0.05 | 1.31 |
| Others | 2.02 | 0.54 | 2.57 | 7.67 | 8.92 |
| Operating Profit | 262.16 | 255.83 | 231.94 | 235.93 | 283.93 |
| Interest | 91.63 | 78.88 | 66.72 | 131.28 | 187.42 |
| Loans | 64.73 | 66.15 | 52.59 | 120.58 | 179.23 |
| Deposits | | | | | |
| Bonds / Debentures | | | | | |
| Other Interest | 26.89 | 12.73 | 14.12 | 10.69 | 8.19 |
| Depreciation | 65.76 | 56.45 | 91.45 | 71.14 | 56.47 |
| Profit Before Taxation & Exceptional Items | 104.77 | 120.50 | 73.78 | 33.51 | 40.05 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 104.77 | 120.50 | 73.78 | 33.51 | 40.05 |
| Provision for Tax | 29.31 | 26.37 | 27.28 | 14.43 | 13.20 |
| Current Income Tax | 26.75 | 33.22 | 23.58 | 16.10 | 13.96 |
| Deferred Tax | 0.58 | 0.16 | 4.52 | 3.03 | 0.17 |
| Other taxes | 1.97 | -7.01 | -0.81 | -4.69 | -0.93 |
| Profit After Tax | 75.47 | 94.13 | 46.49 | 19.07 | 26.84 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -3.78 | -10.11 | -6.30 | -4.99 | -7.25 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 71.68 | 84.02 | 40.19 | 14.08 | 19.59 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 252.25 | 152.73 | 127.48 | 111.32 | 99.64 |
| Appropriations | 323.94 | 236.75 | 167.67 | 125.40 | 119.23 |
| General Reserve | | | | | |
| Proposed Equity Dividend | 9.66 | 9.66 | 4.03 | | 0.70 |
| Corporate dividend tax | 1.44 | 1.91 | 0.84 | | 0.14 |
| Other Appropriation | 312.84 | 225.18 | 162.80 | 125.40 | 118.38 |
| Equity Dividend % | 5.00 | 5.00 | 3.00 | | 5.00 |
| Earnings Per Share | 4.00 | 0.00 | 2.00 | 1.00 | 14.00 |
| Adjusted EPS | 4.00 | 4.00 | 2.00 | 1.00 | 2.00 |
