| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 258460.00 | 191400.00 | 128840.00 | 101410.00 | 95794.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 237480.00 | 176270.00 | 120830.00 | 95670.00 | 92247.70 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | 9680.00 | 6750.00 | 1260.00 | | |
| Processing fees and other charges | 7750.00 | 6690.00 | 5270.00 | 4780.00 | 2763.00 |
| Other Operating Income | 3560.00 | 1680.00 | 1480.00 | 960.00 | 783.30 |
| Operating Income (Net) | 258460.00 | 191400.00 | 128840.00 | 101410.00 | 95794.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 33280.00 | 24790.00 | 13600.00 | 9570.00 | 7910.10 |
| Salaries, Wages & Bonus | 30330.00 | 22530.00 | 12380.00 | 8720.00 | 7339.90 |
| Contributions to EPF & Pension Funds | 1440.00 | 1050.00 | 540.00 | 400.00 | 335.00 |
| Workmen and Staff Welfare Expenses | 420.00 | 380.00 | 250.00 | 120.00 | 65.20 |
| Other Employees Cost | 1080.00 | 830.00 | 440.00 | 330.00 | 170.00 |
| Operating & Establishment Expenses | 12600.00 | 10680.00 | 10300.00 | 8150.00 | 5846.60 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 1010.00 | 1060.00 | 710.00 | 500.00 | 330.90 |
| Commission, Brokerage & Discounts | 4530.00 | 4110.00 | 5580.00 | 4290.00 | 2694.70 |
| Rent , Rates & Taxes | 830.00 | 700.00 | 720.00 | 640.00 | 272.30 |
| Repairs and Maintenance | 100.00 | 110.00 | 80.00 | 60.00 | 36.00 |
| Insurance | 710.00 | 560.00 | 320.00 | 290.00 | 164.70 |
| Electricity & Power | 270.00 | 210.00 | 150.00 | 110.00 | 101.10 |
| Other Operating Expenses | 5140.00 | 3930.00 | 2750.00 | 2270.00 | 2246.90 |
| Administrations & Other Expenses | 5000.00 | 4070.00 | 3290.00 | 2340.00 | 1251.10 |
| Printing and stationery | 300.00 | 260.00 | 220.00 | 180.00 | 123.30 |
| Professional and legal fees | 2070.00 | 1650.00 | 1420.00 | 1200.00 | 427.70 |
| Advertisement & Sales Promotion | 230.00 | 240.00 | 150.00 | 130.00 | 130.10 |
| Other General Expenses | 2400.00 | 1910.00 | 1500.00 | 830.00 | 570.00 |
| Provisions and Contingencies | 25850.00 | 14340.00 | 9020.00 | 9200.00 | 14135.90 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 20.00 | 10.00 | 10.00 | 0.00 | 5.40 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 25830.00 | 14330.00 | 9020.00 | 9200.00 | 14130.50 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 76730.00 | 53880.00 | 36220.00 | 29270.00 | 29143.70 |
| Operating Profit (Excl OI) | 181730.00 | 137520.00 | 92620.00 | 72140.00 | 66650.30 |
| Other Income | 3080.00 | 2820.00 | 2220.00 | 920.00 | 607.10 |
| Other Interest Income | 410.00 | 0.00 | | 70.00 | 37.80 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | 0.00 | | 0.20 |
| Income from investments | 30.00 | 240.00 | 0.00 | 0.00 | 1.30 |
| Provision Written Back | 10.00 | | | | |
| Others | 2630.00 | 2590.00 | 2210.00 | 850.00 | 567.80 |
| Operating Profit | 184810.00 | 140340.00 | 94840.00 | 73060.00 | 67257.40 |
| Interest | 124950.00 | 92310.00 | 57480.00 | 42980.00 | 45755.40 |
| Loans | 94020.00 | 68640.00 | 40810.00 | 30720.00 | 33789.00 |
| Deposits | | | | | |
| Bonds / Debentures | 30320.00 | 23260.00 | 16400.00 | 11850.00 | 11716.00 |
| Other Interest | 610.00 | 410.00 | 270.00 | 400.00 | 250.40 |
| Depreciation | 2450.00 | 1980.00 | 1210.00 | 1010.00 | 1023.00 |
| Profit Before Taxation & Exceptional Items | 57410.00 | 46050.00 | 36150.00 | 29080.00 | 20479.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 57410.00 | 46050.00 | 36150.00 | 29080.00 | 20479.00 |
| Provision for Tax | 14810.00 | 11950.00 | 9380.00 | 7490.00 | 5265.10 |
| Current Income Tax | 17160.00 | 12350.00 | 8860.00 | 6950.00 | 7532.00 |
| Deferred Tax | -2450.00 | -270.00 | 520.00 | 540.00 | -2306.10 |
| Other taxes | 100.00 | -140.00 | 0.00 | 10.00 | 39.20 |
| Profit After Tax | 42600.00 | 34110.00 | 26770.00 | 21590.00 | 15213.90 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | 30.00 | 90.00 | -120.00 | -50.00 | -5.30 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 42630.00 | 34200.00 | 26650.00 | 21540.00 | 15208.60 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 53290.00 | 27710.00 | 18110.00 | 12510.00 | 8980.80 |
| Appropriations | 95920.00 | 61910.00 | 44760.00 | 34050.00 | 24189.40 |
| General Reserve | | | 10000.00 | 10000.00 | 7500.00 |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 95920.00 | 61910.00 | 34760.00 | 24050.00 | 16689.40 |
| Equity Dividend % | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Earnings Per Share | 51.00 | 41.00 | 32.00 | 26.00 | 19.00 |
| Adjusted EPS | 51.00 | 41.00 | 32.00 | 26.00 | 19.00 |
