| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 3529.70 | 2877.30 | 3010.70 | 3240.70 | 3216.50 |
| Sale of Shares / Units | | | | | |
| Interest income | 1074.50 | 785.20 | 493.50 | 541.50 | 1138.20 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | 1521.70 | 1280.10 | 1343.90 | 1347.70 | 954.20 |
| Processing fees and other charges | | | | | |
| Other Operating Income | 933.50 | 812.00 | 1173.30 | 1351.50 | 1124.10 |
| Operating Income (Net) | 3529.70 | 2877.30 | 3010.70 | 3240.70 | 3216.50 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | 6.40 | 5.30 |
| Employee Cost | 1248.90 | 1089.80 | 1124.60 | 1050.30 | 1002.50 |
| Salaries, Wages & Bonus | 1173.10 | 1036.30 | 1073.30 | 997.80 | 944.00 |
| Contributions to EPF & Pension Funds | 50.70 | 39.70 | 37.80 | 39.00 | 43.90 |
| Workmen and Staff Welfare Expenses | 25.20 | 13.80 | 13.50 | 13.50 | 7.80 |
| Other Employees Cost | 0.00 | 0.00 | 0.00 | 0.00 | 6.80 |
| Operating & Establishment Expenses | 285.40 | 218.50 | 200.20 | 263.90 | 377.80 |
| Depository Charges | | | | | 3.10 |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 112.30 | 97.70 | 87.70 | 80.50 | 67.10 |
| Commission, Brokerage & Discounts | 95.10 | 60.90 | 51.80 | 67.90 | 90.80 |
| Rent , Rates & Taxes | 37.20 | 19.10 | 17.00 | 71.70 | 55.00 |
| Repairs and Maintenance | 24.30 | 25.80 | 25.90 | 26.40 | 25.00 |
| Insurance | | | | | 14.20 |
| Electricity & Power | 13.70 | 12.70 | 14.90 | 14.70 | 12.30 |
| Other Operating Expenses | 2.80 | 2.40 | 2.90 | 2.70 | 110.30 |
| Administrations & Other Expenses | 609.60 | 530.90 | 374.80 | 301.90 | 208.90 |
| Printing and stationery | 10.70 | 10.30 | 13.30 | 2.20 | 5.00 |
| Professional and legal fees | 415.60 | 368.00 | 210.70 | 148.80 | 98.40 |
| Advertisement & Sales Promotion | 94.80 | 70.20 | 74.60 | 92.50 | 48.50 |
| Other General Expenses | 88.50 | 82.40 | 76.20 | 58.50 | 57.00 |
| Provisions and Contingencies | 462.50 | 277.40 | 311.30 | 375.10 | 501.20 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 165.30 | 35.70 | 60.00 | 87.70 | 296.90 |
| Provision for doubtful debts | | 0.30 | 2.40 | 7.60 | |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | 168.30 | 142.50 | 126.20 | 149.00 | |
| Losson sale of non-trade current investments | 16.70 | 28.20 | 32.70 | 39.30 | 14.30 |
| Other Miscellaneous Expenses | 112.20 | 70.70 | 90.00 | 91.60 | 190.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 2607.00 | 2364.00 | 2803.00 | 2911.40 | 2685.80 |
| Operating Profit (Excl OI) | 922.70 | 513.30 | 207.70 | 329.30 | 530.70 |
| Other Income | 120.20 | 179.40 | 231.70 | 152.70 | 176.50 |
| Other Interest Income | 25.40 | 7.10 | 43.90 | 3.90 | 16.30 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | | | 0.60 |
| Income from investments | 61.70 | 140.80 | 72.40 | 91.00 | 119.30 |
| Provision Written Back | 5.00 | 1.50 | 65.30 | 0.10 | 0.80 |
| Others | 28.10 | 30.00 | 50.10 | 57.70 | 39.50 |
| Operating Profit | 1042.90 | 692.70 | 439.30 | 482.00 | 707.20 |
| Interest | 370.30 | 270.20 | 145.00 | 288.50 | 410.60 |
| Loans | 340.20 | 249.00 | 133.60 | 256.20 | 397.50 |
| Deposits | | | | | |
| Bonds / Debentures | | | | | |
| Other Interest | 30.10 | 21.20 | 11.40 | 32.20 | 13.00 |
| Depreciation | 110.90 | 114.20 | 117.90 | 112.10 | 96.50 |
| Profit Before Taxation & Exceptional Items | 561.70 | 308.30 | 176.50 | 81.40 | 200.10 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 666.10 | 363.10 | 218.20 | 119.70 | 247.10 |
| Provision for Tax | 206.80 | 163.40 | 102.50 | 105.20 | 94.30 |
| Current Income Tax | 202.40 | 117.70 | 136.50 | 123.70 | 93.00 |
| Deferred Tax | -15.00 | 78.20 | -34.70 | -17.30 | 1.90 |
| Other taxes | 19.40 | -32.50 | 0.70 | -1.20 | -0.60 |
| Profit After Tax | 459.20 | 199.70 | 115.70 | 14.50 | 152.90 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -33.90 | -14.00 | -0.70 | 1.30 | -2.20 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 425.30 | 185.70 | 115.00 | 15.80 | 150.70 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 1480.60 | 1296.90 | 1205.80 | 1529.90 | 1377.70 |
| Appropriations | 1905.90 | 1482.70 | 1320.80 | 1545.70 | 1528.40 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 1905.90 | 1482.70 | 1320.80 | 1545.70 | 1528.40 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 8.00 | 4.00 | 2.00 | 0.00 | 3.00 |
| Adjusted EPS | 8.00 | 4.00 | 2.00 | 0.00 | 3.00 |
