| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 1279447.72 | 1183792.16 | 945026.17 | 733854.56 | 743139.78 |
| Interest / Discount on advances / Bills | 961065.41 | 876476.87 | 661405.17 | 507506.64 | 514272.16 |
| Interest on balances with RBI and other Inter-bank funds | 19818.87 | 19342.30 | 16137.02 | 11382.85 | 16933.04 |
| Income on investments | 292841.90 | 278421.41 | 248010.56 | 195360.69 | 192753.81 |
| Others | 5721.55 | 9551.58 | 19473.42 | 19604.37 | 19180.78 |
| Other Income | 249393.68 | 233994.87 | 162753.60 | 143947.31 | 152536.49 |
| Commission,exchange and brokerage | 35457.85 | 37109.01 | 30997.08 | 28971.55 | 26215.04 |
| Profit / (loss)on sale of investments(net) | 35115.46 | 24845.03 | 15359.65 | 30556.37 | 34162.62 |
| Profit on sale of Fixed Assets | 396.47 | 63.14 | 143.31 | 42.35 | 2712.52 |
| Foreign Exchange Gains | 8049.87 | 13272.18 | 6903.49 | 11859.11 | 10780.72 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 170374.03 | 158705.51 | 109350.07 | 72517.93 | 78665.59 |
| Total Income | 1528841.40 | 1417787.03 | 1107779.77 | 877801.87 | 895676.27 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 782649.24 | 698990.76 | 499421.69 | 388154.73 | 432011.80 |
| Intereston Deposits | 695800.32 | 612811.07 | 428881.62 | 344139.49 | 387022.89 |
| Interest on RBI / inter-bank borrowings | 46881.52 | 56271.04 | 44182.31 | 17389.60 | 18400.13 |
| Other Interest | 39967.41 | 29908.64 | 26357.76 | 26625.64 | 26588.79 |
| Operating Expenses | 367207.53 | 343368.10 | 306444.64 | 248387.92 | 231174.70 |
| Payments to and provisions for employees | 179104.47 | 169666.92 | 143474.04 | 126438.31 | 119933.77 |
| Rent,Taxes and lighting | 19330.61 | 17755.37 | 16749.14 | 15526.16 | 15847.93 |
| Depreciation on Banks property | 14039.93 | 16325.07 | 19812.05 | 14004.86 | 13219.20 |
| Depreciation on leased assets | 629.61 | 610.20 | 506.52 | 377.54 | 353.85 |
| Auditor's fees and expenses | 1163.57 | 1047.56 | 919.42 | 906.29 | 817.64 |
| Law charges | 4700.33 | 3937.26 | 2417.16 | 2034.71 | 1746.44 |
| Communication Expenses | 2398.76 | 2646.91 | 2050.61 | 1512.01 | 2101.64 |
| Repairs and Maintenance | 11598.59 | 10947.58 | 10515.56 | 10123.19 | 11258.97 |
| Insurance | 20405.56 | 17562.22 | 15420.38 | 14003.68 | 13742.52 |
| Other expenses | 113836.10 | 102869.00 | 94579.76 | 63461.16 | 52152.74 |
| Provisions and Contingencies | 102795.01 | 117434.64 | 96267.99 | 141176.21 | 168758.11 |
| Provision for investments | 329.30 | -283.10 | 17181.90 | 5677.40 | 11028.20 |
| Provision for advances | 60240.90 | 62857.90 | 52019.90 | 122951.50 | 144692.80 |
| Others Provisions | 42224.81 | 54859.84 | 27066.19 | 12547.31 | 13037.11 |
| Profit Before Tax | 276189.61 | 257993.53 | 205645.46 | 100083.01 | 63731.67 |
| Taxes | 71596.10 | 73897.10 | 58766.70 | 23080.70 | 49192.70 |
| Current Income Tax | 71596.10 | 73897.10 | 58766.70 | 23080.70 | 49192.70 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 204593.51 | 184096.43 | 146878.76 | 77002.31 | 14538.97 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -1489.34 | -1014.92 | -1000.11 | -832.90 | -726.31 |
| Share of Associate | 4059.11 | 4592.29 | 3173.38 | 2327.51 | 1664.00 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 207163.28 | 187673.79 | 149052.03 | 78496.92 | 15476.66 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 232330.03 | 208536.56 | 166919.87 | -18011.20 | -85097.65 |
| Transfer to Statutory Reserve | 49653.19 | 45095.69 | 35838.78 | 18311.92 | 2385.44 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 88942.31 | 86036.83 | 76147.32 | 10246.20 | -618.82 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 43180.87 | 39302.35 | 28442.49 | 14738.38 | |
| Corporate dividend tax | | | | | |
| Other appropriations | 50553.66 | 38101.68 | 26491.28 | -61307.70 | -86864.27 |
| Equity Dividend % | 418.00 | 380.00 | 275.00 | 143.00 | |
| Earnings Per Share | 40.00 | 36.00 | 29.00 | 15.00 | 3.00 |
| Adjusted EPS | 40.00 | 36.00 | 29.00 | 15.00 | 3.00 |
