| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 1863314.64 | 1595159.25 | 1210668.10 | 954068.65 | 891626.64 |
| Interest / Discount on advances / Bills | 1332437.09 | 1165897.76 | 879292.35 | 668865.38 | 602616.87 |
| Interest on balances with RBI and other Inter-bank funds | 34286.56 | 26498.84 | 23054.57 | 18195.96 | 18817.24 |
| Income on investments | 473025.44 | 381070.71 | 279050.30 | 219906.42 | 232642.54 |
| Others | 23565.56 | 21691.94 | 29270.88 | 47100.90 | 37549.99 |
| Other Income | 1082554.70 | 765218.02 | 651119.91 | 621294.51 | 720295.28 |
| Commission,exchange and brokerage | 277661.55 | 235718.66 | 196484.67 | 172883.87 | 140230.55 |
| Profit / (loss)on sale of investments(net) | 36975.60 | 36689.23 | 12730.12 | 23145.30 | 81257.19 |
| Profit on sale of Fixed Assets | 439.08 | 144.09 | 542.58 | 56.64 | -63.42 |
| Foreign Exchange Gains | 39505.45 | 30860.58 | 30509.01 | 29933.14 | 19721.17 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 727973.03 | 461805.47 | 410853.54 | 395275.57 | 479149.81 |
| Total Income | 2945869.34 | 2360377.27 | 1861788.01 | 1575363.17 | 1611921.92 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 890276.53 | 741081.63 | 505433.88 | 411666.71 | 426590.87 |
| Intereston Deposits | 716478.74 | 587844.56 | 394765.41 | 336132.83 | 337196.59 |
| Interest on RBI / inter-bank borrowings | 41684.99 | 32114.85 | 13380.98 | 4402.01 | 12001.13 |
| Other Interest | 132112.80 | 121122.22 | 97287.50 | 71131.87 | 77393.16 |
| Operating Expenses | 1277999.77 | 977827.92 | 824390.23 | 731517.28 | 762716.70 |
| Payments to and provisions for employees | 236299.36 | 191719.77 | 152341.69 | 123416.03 | 110509.05 |
| Rent,Taxes and lighting | 22804.09 | 17054.39 | 15846.57 | 14085.92 | 13829.52 |
| Depreciation on Banks property | 26273.16 | 19352.11 | 15145.59 | 13300.07 | 13266.87 |
| Depreciation on leased assets | | | | | 133.88 |
| Auditor's fees and expenses | 348.68 | 264.72 | 248.67 | 219.60 | 295.99 |
| Law charges | 1904.46 | 1494.97 | 1771.89 | 1707.14 | 2076.88 |
| Communication Expenses | 9681.05 | 8875.88 | 7475.18 | 7092.06 | 5884.27 |
| Repairs and Maintenance | 38200.67 | 36171.83 | 34644.16 | 26994.75 | 21785.24 |
| Insurance | 753776.00 | 519444.99 | 431339.74 | 411788.60 | 480406.44 |
| Other expenses | 188712.31 | 183449.26 | 165576.75 | 132913.11 | 114528.57 |
| Provisions and Contingencies | 49057.61 | 37124.08 | 69399.23 | 89766.46 | 163773.85 |
| Provision for investments | 8001.10 | 7049.60 | 13917.00 | 5412.30 | -1950.00 |
| Provision for advances | 41272.50 | 9635.70 | -3653.50 | 63775.20 | 110815.20 |
| Others Provisions | -215.99 | 20438.78 | 59135.73 | 20578.96 | 54908.65 |
| Profit Before Tax | 728535.43 | 604343.65 | 462564.67 | 342412.73 | 258840.50 |
| Taxes | 184348.30 | 154276.20 | 117934.40 | 84574.40 | 56643.70 |
| Current Income Tax | 174971.70 | 136933.00 | 114564.40 | 74044.50 | 62611.80 |
| Deferred Tax | 9376.60 | 17343.20 | 3370.00 | 10529.90 | -5968.10 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 544187.13 | 450067.45 | 344630.27 | 257838.33 | 202196.80 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -35401.80 | -18241.39 | -14246.74 | -14281.65 | -19796.47 |
| Share of Associate | 1506.62 | 10737.68 | 9982.88 | 7544.28 | 1442.86 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 510291.96 | 442563.74 | 340366.41 | 251100.96 | 183843.19 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 1408549.76 | 1098950.50 | 849354.92 | 636256.95 | 451843.14 |
| Transfer to Statutory Reserve | 118068.00 | 102221.00 | 79742.00 | 58349.00 | 40482.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 1073.62 | 872.34 | 50255.68 | 657.42 | 16532.79 |
| Appropriation to Other Reserves | | | | | -77.64 |
| Equity Dividend | 70412.67 | 55985.96 | 34794.46 | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 1218995.47 | 939871.20 | 684562.78 | 577250.53 | 394905.99 |
| Equity Dividend % | 550.00 | 500.00 | 400.00 | 250.00 | 100.00 |
| Earnings Per Share | 72.00 | 63.00 | 49.00 | 36.00 | 27.00 |
| Adjusted EPS | 72.00 | 63.00 | 49.00 | 36.00 | 27.00 |
