| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 486676.64 | 457482.14 | 363679.21 | 308224.42 | 289997.97 |
| Interest / Discount on advances / Bills | 395911.53 | 381193.11 | 299445.18 | 251434.38 | 240853.48 |
| Interest on balances with RBI and other Inter-bank funds | 12066.10 | 11570.66 | 14422.93 | 12883.62 | 6773.68 |
| Income on investments | 76630.34 | 62021.92 | 46916.31 | 40528.78 | 38461.08 |
| Others | 2068.67 | 2696.45 | 2894.79 | 3377.64 | 3909.73 |
| Other Income | 76904.36 | 93957.70 | 81727.71 | 73447.84 | 65008.80 |
| Commission,exchange and brokerage | 75628.66 | 66343.97 | 56461.47 | 45092.86 | 34781.45 |
| Profit / (loss)on sale of investments(net) | 5215.06 | 4084.13 | 653.79 | 5931.59 | 14861.94 |
| Profit on sale of Fixed Assets | 19.93 | -31.38 | -27.79 | -11.30 | 13.79 |
| Foreign Exchange Gains | -12629.69 | 14844.72 | 17934.45 | 17308.44 | 13212.04 |
| Income earned from subsidiaries/joint venture | 7012.60 | 7745.48 | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 1657.81 | 970.78 | 6705.79 | 5126.25 | 2139.59 |
| Total Income | 563581.00 | 551439.84 | 445406.91 | 381672.26 | 355006.77 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 296363.50 | 251322.94 | 187757.97 | 158215.98 | 154719.03 |
| Intereston Deposits | 255348.31 | 217084.36 | 156791.78 | 124302.86 | 114590.76 |
| Interest on RBI / inter-bank borrowings | 12745.45 | 9720.57 | 6115.94 | 2432.44 | 5232.33 |
| Other Interest | 28269.75 | 24518.01 | 24850.25 | 31480.68 | 34895.94 |
| Operating Expenses | 160603.47 | 141476.33 | 113458.67 | 93107.06 | 81568.26 |
| Payments to and provisions for employees | 60278.11 | 53739.29 | 41786.57 | 34735.41 | 30392.45 |
| Rent,Taxes and lighting | 8712.11 | 7440.40 | 6345.80 | 5664.15 | 4789.23 |
| Depreciation on Banks property | 5322.70 | 4630.40 | 4072.06 | 3520.24 | 3276.44 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 69.32 | 42.06 | 35.34 | 32.70 | 23.57 |
| Law charges | 613.83 | 697.71 | 624.07 | 490.47 | 602.86 |
| Communication Expenses | 2287.95 | 2209.56 | 1726.92 | 1629.84 | 1390.51 |
| Repairs and Maintenance | 4989.94 | 4655.81 | 4010.11 | 3712.18 | 3620.18 |
| Insurance | 6711.92 | 5628.92 | 4964.26 | 4287.94 | 3226.50 |
| Other expenses | 71617.60 | 62432.19 | 49893.55 | 39034.14 | 34246.53 |
| Provisions and Contingencies | 71356.47 | 38848.61 | 44868.33 | 66021.03 | 79425.33 |
| Provision for investments | 2229.10 | 5494.50 | 2999.90 | 3035.50 | 6088.10 |
| Provision for advances | 71482.80 | 30837.70 | 38855.60 | 41466.10 | 50597.90 |
| Others Provisions | -2355.43 | 2516.41 | 3012.83 | 21519.43 | 22739.33 |
| Profit Before Tax | 35257.56 | 119791.95 | 99321.94 | 64328.20 | 39294.15 |
| Taxes | 9503.40 | 30022.10 | 24890.60 | 16281.80 | 9995.40 |
| Current Income Tax | 15041.10 | 26316.20 | 23620.00 | 18402.50 | 17039.40 |
| Deferred Tax | -5537.70 | 3705.90 | 1270.60 | -2120.70 | -7044.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 25754.16 | 89769.85 | 74431.34 | 48046.40 | 29298.75 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | 1.32 | 3.07 | 3.64 | 3.98 | 2.21 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 25755.48 | 89772.92 | 74434.98 | 48050.38 | 29300.96 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 321620.24 | 331535.93 | 266958.03 | 208688.87 | 164552.95 |
| Transfer to Statutory Reserve | 6607.24 | 22374.45 | 18474.28 | 11527.81 | 7090.98 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 315013.00 | 309161.48 | 248483.76 | 197161.06 | 157461.97 |
| Equity Dividend % | | 165.00 | 140.00 | 85.00 | 50.00 |
| Earnings Per Share | 33.00 | 115.00 | 96.00 | 62.00 | 38.00 |
| Adjusted EPS | 33.00 | 115.00 | 96.00 | 62.00 | 38.00 |
