| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 1273740.00 | 1127590.00 | 874480.00 | 688460.00 | 643970.00 |
| Interest / Discount on advances / Bills | 1015820.00 | 903140.00 | 667290.00 | 510130.00 | 486040.00 |
| Interest on balances with RBI and other Inter-bank funds | 12430.00 | 9240.00 | 9070.00 | 15290.00 | 10400.00 |
| Income on investments | 230570.00 | 200820.00 | 182240.00 | 146580.00 | 125850.00 |
| Others | 14920.00 | 14390.00 | 15880.00 | 16460.00 | 21690.00 |
| Other Income | 285430.00 | 252300.00 | 183490.00 | 172680.00 | 135770.00 |
| Commission,exchange and brokerage | 237880.00 | 210240.00 | 162850.00 | 134460.00 | 108200.00 |
| Profit / (loss)on sale of investments(net) | 13450.00 | 14380.00 | 3590.00 | 11580.00 | 23370.00 |
| Profit on sale of Fixed Assets | -100.00 | -40.00 | -80.00 | -60.00 | -90.00 |
| Foreign Exchange Gains | 21650.00 | 19360.00 | 18040.00 | 19130.00 | 15800.00 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 12560.00 | 8370.00 | -910.00 | 7560.00 | -11520.00 |
| Total Income | 1559170.00 | 1379890.00 | 1057970.00 | 861140.00 | 779740.00 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 710360.00 | 613910.00 | 433890.00 | 349230.00 | 346270.00 |
| Intereston Deposits | 538370.00 | 455110.00 | 317170.00 | 266780.00 | 265690.00 |
| Interest on RBI / inter-bank borrowings | 20560.00 | 22800.00 | 22720.00 | 10220.00 | 14940.00 |
| Other Interest | 151430.00 | 136000.00 | 94000.00 | 72230.00 | 65650.00 |
| Operating Expenses | 399920.00 | 372430.00 | 408700.00 | 248240.00 | 191750.00 |
| Payments to and provisions for employees | 136610.00 | 121940.00 | 96650.00 | 84140.00 | 67690.00 |
| Rent,Taxes and lighting | 20900.00 | 18340.00 | 14810.00 | 13770.00 | 11990.00 |
| Depreciation on Banks property | 17630.00 | 13850.00 | 131430.00 | 10460.00 | 9760.00 |
| Depreciation on leased assets | 30.00 | 30.00 | 20.00 | 30.00 | 40.00 |
| Auditor's fees and expenses | 70.00 | 90.00 | 80.00 | 70.00 | 40.00 |
| Law charges | 2130.00 | 1930.00 | 1840.00 | 2140.00 | 1240.00 |
| Communication Expenses | 4680.00 | 4480.00 | 3890.00 | 3080.00 | 3170.00 |
| Repairs and Maintenance | 23300.00 | 19390.00 | 15950.00 | 14500.00 | 12460.00 |
| Insurance | 17950.00 | 16110.00 | 14260.00 | 12900.00 | 10030.00 |
| Other expenses | 176610.00 | 176270.00 | 129760.00 | 107160.00 | 75340.00 |
| Provisions and Contingencies | 81660.00 | 41780.00 | 29170.00 | 74380.00 | 144220.00 |
| Provision for investments | | | | | |
| Provision for advances | 83930.00 | 43110.00 | 38220.00 | 52130.00 | 111130.00 |
| Others Provisions | -2270.00 | -1330.00 | -9050.00 | 22250.00 | 33090.00 |
| Profit Before Tax | 367220.00 | 351780.00 | 186210.00 | 189290.00 | 97500.00 |
| Taxes | 86100.00 | 87540.00 | 77690.00 | 47650.00 | 24980.00 |
| Current Income Tax | 81610.00 | 77840.00 | 67210.00 | 46020.00 | 27570.00 |
| Deferred Tax | 4500.00 | 9710.00 | 10470.00 | 1630.00 | -2590.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 281120.00 | 264240.00 | 108530.00 | 141640.00 | 72520.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -1360.00 | -1060.00 | -1000.00 | -880.00 | -570.00 |
| Share of Associate | 790.00 | 690.00 | 660.00 | 430.00 | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 280550.00 | 263860.00 | 108180.00 | 141190.00 | 71960.00 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 933360.00 | 741550.00 | 514230.00 | 455860.00 | 343210.00 |
| Transfer to Statutory Reserve | 67240.00 | 63350.00 | 25110.00 | 33260.00 | 16890.00 |
| Appropriation to General Reserve | 20.00 | 20.00 | 20.00 | 20.00 | 180.00 |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 3090.00 | 3080.00 | 3070.00 | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 863010.00 | 675100.00 | 486030.00 | 422580.00 | 326130.00 |
| Equity Dividend % | 50.00 | 50.00 | 50.00 | 50.00 | |
| Earnings Per Share | 91.00 | 85.00 | 35.00 | 46.00 | 23.00 |
| Adjusted EPS | 91.00 | 85.00 | 35.00 | 46.00 | 23.00 |
