| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 281436.42 | 240656.67 | 194069.71 | 167358.42 | 169755.57 |
| Interest / Discount on advances / Bills | 201827.94 | 175767.08 | 131513.54 | 106658.81 | 108396.35 |
| Interest on balances with RBI and other Inter-bank funds | 1833.10 | 2376.47 | 4053.08 | 2345.22 | 3111.21 |
| Income on investments | 70424.14 | 59516.99 | 58503.09 | 56758.20 | 57136.56 |
| Others | 7351.25 | 2996.13 | | 1596.19 | 1111.45 |
| Other Income | 56066.67 | 56653.03 | 41164.47 | 49053.33 | 54856.46 |
| Commission,exchange and brokerage | 15024.31 | 13307.51 | 12210.04 | 10398.41 | 9487.53 |
| Profit / (loss)on sale of investments(net) | 5243.30 | 2729.43 | 2495.75 | 9336.64 | 18203.79 |
| Profit on sale of Fixed Assets | 17.96 | 22.14 | 15.84 | 12.01 | 14.92 |
| Foreign Exchange Gains | 389.16 | 1930.53 | 5647.04 | 8984.78 | 6031.48 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 35391.94 | 38663.41 | 20795.81 | 20321.50 | 21118.74 |
| Total Income | 337503.08 | 297309.70 | 235234.18 | 216411.75 | 224612.03 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 172444.76 | 142265.00 | 111462.89 | 104194.86 | 110694.55 |
| Intereston Deposits | 150121.66 | 126146.86 | 105364.52 | 102203.50 | 107037.41 |
| Interest on RBI / inter-bank borrowings | 22322.48 | 16118.76 | 6098.04 | 1991.23 | 3656.95 |
| Other Interest | 0.62 | -0.61 | 0.33 | 0.13 | 0.19 |
| Operating Expenses | 77562.65 | 87305.30 | 64298.14 | 54589.72 | 55690.29 |
| Payments to and provisions for employees | 46691.70 | 61432.78 | 41023.66 | 34888.94 | 37059.13 |
| Rent,Taxes and lighting | 5603.81 | 5287.18 | 4932.39 | 4459.27 | 4181.85 |
| Depreciation on Banks property | 3952.30 | 3363.69 | 2604.20 | 1725.59 | 2581.73 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 415.77 | 303.91 | 314.84 | 391.13 | 363.28 |
| Law charges | 299.77 | 312.97 | 247.11 | 242.59 | 301.30 |
| Communication Expenses | 638.96 | 613.24 | 675.37 | 675.17 | 666.59 |
| Repairs and Maintenance | 459.07 | 400.09 | 272.02 | 229.34 | 198.00 |
| Insurance | 4108.78 | 3502.30 | 3409.75 | 3229.92 | 3002.64 |
| Other expenses | 15392.50 | 12089.14 | 10818.79 | 8747.78 | 7335.77 |
| Provisions and Contingencies | 41770.53 | 33513.59 | 33650.16 | 39839.23 | 50561.28 |
| Provision for investments | | -4.90 | 13.50 | 2492.50 | -1649.90 |
| Provision for advances | 44193.00 | 25942.70 | 23824.40 | 35928.50 | 48206.50 |
| Others Provisions | -2422.47 | 7575.79 | 9812.26 | 1418.23 | 4004.68 |
| Profit Before Tax | 45725.14 | 34225.80 | 25823.00 | 17787.95 | 7665.91 |
| Taxes | 11770.10 | 7569.20 | 4783.10 | 695.20 | 82.40 |
| Current Income Tax | 11770.10 | 7569.20 | 2494.60 | 317.10 | 232.40 |
| Deferred Tax | | | 2288.50 | 378.10 | -150.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 33955.04 | 26656.60 | 21039.90 | 17092.75 | 7583.51 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 33955.04 | 26656.60 | 21039.90 | 17092.75 | 7583.51 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | -110784.30 | -137887.88 | -159062.51 | -171152.72 | -182213.03 |
| Transfer to Statutory Reserve | 8336.76 | 6639.06 | 5246.97 | 4932.06 | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | -119121.06 | -144526.94 | -164309.47 | -176084.78 | -182213.03 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 2.00 | 1.00 | 1.00 | 1.00 | 0.00 |
| Adjusted EPS | 2.00 | 1.00 | 1.00 | 1.00 | 0.00 |
