| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 1240100.00 | 1090650.00 | 868450.00 | 762420.00 | 819350.00 |
| Interest / Discount on advances / Bills | 867570.00 | 765160.00 | 577420.00 | 488740.00 | 536830.00 |
| Interest on balances with RBI and other Inter-bank funds | 35190.00 | 28230.00 | 19100.00 | 22880.00 | 19020.00 |
| Income on investments | 322410.00 | 291870.00 | 264020.00 | 244710.00 | 254160.00 |
| Others | 14930.00 | 5390.00 | 7920.00 | 6090.00 | 9340.00 |
| Other Income | 164470.00 | 133290.00 | 122400.00 | 120980.00 | 122350.00 |
| Commission,exchange and brokerage | 45960.00 | 42510.00 | 39530.00 | 35930.00 | 38790.00 |
| Profit / (loss)on sale of investments(net) | 28950.00 | 12770.00 | 7810.00 | 29030.00 | 46140.00 |
| Profit on sale of Fixed Assets | 40.00 | 70.00 | 30.00 | 140.00 | -130.00 |
| Foreign Exchange Gains | 3890.00 | 4730.00 | 8150.00 | 7010.00 | 4820.00 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 85630.00 | 73220.00 | 66880.00 | 48860.00 | 32720.00 |
| Total Income | 1404570.00 | 1223940.00 | 990850.00 | 883390.00 | 941700.00 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 807040.00 | 685340.00 | 518170.00 | 468230.00 | 508050.00 |
| Intereston Deposits | 745470.00 | 626070.00 | 470180.00 | 433610.00 | 472830.00 |
| Interest on RBI / inter-bank borrowings | 17340.00 | 12900.00 | 11490.00 | 5160.00 | 8890.00 |
| Other Interest | 44220.00 | 46370.00 | 36500.00 | 29460.00 | 26330.00 |
| Operating Expenses | 325500.00 | 288090.00 | 243360.00 | 204910.00 | 205160.00 |
| Payments to and provisions for employees | 215490.00 | 186430.00 | 149430.00 | 119720.00 | 122970.00 |
| Rent,Taxes and lighting | 14110.00 | 13420.00 | 13340.00 | 13020.00 | 13090.00 |
| Depreciation on Banks property | 9580.00 | 9060.00 | 9050.00 | 8960.00 | 9820.00 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 610.00 | 510.00 | 480.00 | 660.00 | 860.00 |
| Law charges | 1320.00 | 1630.00 | 1380.00 | 960.00 | 950.00 |
| Communication Expenses | 3340.00 | 3360.00 | 3350.00 | 3350.00 | 2940.00 |
| Repairs and Maintenance | 8780.00 | 8080.00 | 7870.00 | 5640.00 | 4900.00 |
| Insurance | 19010.00 | 17000.00 | 15530.00 | 15240.00 | 14720.00 |
| Other expenses | 53270.00 | 48600.00 | 42940.00 | 37370.00 | 34900.00 |
| Provisions and Contingencies | 11500.00 | 117190.00 | 180710.00 | 164310.00 | 190670.00 |
| Provision for investments | -120.00 | -14070.00 | 1730.00 | 3490.00 | -2220.00 |
| Provision for advances | 22960.00 | 123280.00 | 176150.00 | 153820.00 | 186770.00 |
| Others Provisions | -11350.00 | 7980.00 | 2830.00 | 7000.00 | 6120.00 |
| Profit Before Tax | 260530.00 | 133320.00 | 48610.00 | 45940.00 | 37820.00 |
| Taxes | 86130.00 | 50030.00 | 17920.00 | 9190.00 | 16300.00 |
| Current Income Tax | 86130.00 | 50030.00 | 620.00 | 9190.00 | 16300.00 |
| Deferred Tax | | | 17300.00 | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 174400.00 | 83290.00 | 30690.00 | 36760.00 | 21520.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -720.00 | -500.00 | -100.00 | -470.00 | -1330.00 |
| Share of Associate | 11130.00 | 8280.00 | 2890.00 | 2320.00 | 5420.00 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 184800.00 | 91070.00 | 33480.00 | 38610.00 | 25620.00 |
| Adjustments to PAT | | | | 400.00 | -2110.00 |
| IV. APPROPRIATIONS | 224520.00 | 123870.00 | 58870.00 | 56390.00 | 40530.00 |
| Transfer to Statutory Reserve | 41920.00 | 20920.00 | 6270.00 | 9000.00 | 6170.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 60070.00 | 39360.00 | 7680.00 | -1750.00 | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 33330.00 | 16520.00 | 7160.00 | 7050.00 | 1810.00 |
| Corporate dividend tax | | | | | |
| Other appropriations | 89190.00 | 47080.00 | 37770.00 | 42100.00 | 32550.00 |
| Equity Dividend % | 145.00 | 75.00 | 33.00 | 32.00 | 9.00 |
| Earnings Per Share | 16.00 | 8.00 | 3.00 | 4.00 | 2.00 |
| Adjusted EPS | 16.00 | 8.00 | 3.00 | 4.00 | 2.00 |
