| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 1084172.65 | 1003755.71 | 811631.82 | 682296.57 | 693114.56 |
| Interest / Discount on advances / Bills | 792558.27 | 721562.94 | 568745.75 | 452933.29 | 458344.67 |
| Interest on balances with RBI and other Inter-bank funds | 51247.89 | 48908.92 | 21317.91 | 21439.54 | 16106.39 |
| Income on investments | 236307.86 | 228290.42 | 216356.46 | 201594.68 | 210354.16 |
| Others | 4058.64 | 4993.42 | 5211.70 | 6329.06 | 8309.35 |
| Other Income | 215619.83 | 178127.88 | 159153.53 | 135244.13 | 143067.23 |
| Commission,exchange and brokerage | 26494.75 | 23413.73 | 21870.99 | 17190.49 | 12160.23 |
| Profit / (loss)on sale of investments(net) | 22323.61 | 17915.61 | 8624.18 | 35244.50 | 43296.43 |
| Profit on sale of Fixed Assets | 22.12 | 21.69 | -14.86 | -3.49 | 205.85 |
| Foreign Exchange Gains | 8259.54 | 9190.01 | 8133.57 | 6083.68 | 4340.88 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 158519.82 | 127586.84 | 120539.65 | 76728.95 | 83063.85 |
| Total Income | 1299792.48 | 1181883.59 | 970785.35 | 817540.70 | 836181.79 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 707333.12 | 633637.02 | 480328.45 | 401784.65 | 441123.99 |
| Intereston Deposits | 663746.13 | 586299.27 | 443831.97 | 374718.77 | 408359.05 |
| Interest on RBI / inter-bank borrowings | 27539.51 | 29897.03 | 18504.01 | 10560.98 | 14923.54 |
| Other Interest | 16047.47 | 17440.72 | 17992.48 | 16504.91 | 17841.40 |
| Operating Expenses | 280441.96 | 265058.27 | 234873.03 | 197026.12 | 197515.21 |
| Payments to and provisions for employees | 149963.03 | 145932.29 | 125240.04 | 102636.66 | 94910.22 |
| Rent,Taxes and lighting | 12008.09 | 11042.76 | 10823.28 | 10829.33 | 11206.35 |
| Depreciation on Banks property | 10838.81 | 8959.33 | 7445.67 | 7448.15 | 9081.50 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 709.58 | 694.96 | 744.95 | 670.85 | 1094.89 |
| Law charges | 1892.97 | 1857.13 | 1737.12 | 1525.87 | 1366.14 |
| Communication Expenses | 4291.76 | 3988.33 | 3223.48 | 3125.47 | 2336.29 |
| Repairs and Maintenance | 4268.41 | 3546.83 | 3733.26 | 3375.67 | 3662.62 |
| Insurance | 14163.93 | 12635.11 | 13750.45 | 11658.85 | 12098.69 |
| Other expenses | 82305.39 | 76401.53 | 68174.78 | 55755.27 | 61758.51 |
| Provisions and Contingencies | 77778.68 | 68106.02 | 134118.44 | 133066.52 | 174270.80 |
| Provision for investments | -959.60 | -3552.00 | 19155.30 | 2004.80 | 4320.90 |
| Provision for advances | 75078.70 | 71108.00 | 115184.00 | 133827.90 | 149800.80 |
| Others Provisions | 3659.58 | 550.02 | -220.86 | -2766.18 | 20149.10 |
| Profit Before Tax | 234238.72 | 215082.29 | 121465.43 | 85663.42 | 23271.79 |
| Taxes | 55027.10 | 77992.80 | 37162.00 | 33578.40 | -5008.40 |
| Current Income Tax | 55027.10 | 77992.80 | 37162.00 | 33578.40 | -5008.40 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 179211.62 | 137089.49 | 84303.43 | 52085.02 | 28280.19 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | 1057.88 | 881.70 | 813.20 | 568.19 | 353.80 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 180269.51 | 137971.19 | 85116.64 | 52653.21 | 28633.99 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 186101.55 | 143803.23 | 85116.64 | 52653.24 | 28634.02 |
| Transfer to Statutory Reserve | 44967.87 | 34285.27 | 21083.19 | 13193.99 | 7335.68 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 88811.70 | 66081.02 | 34814.63 | 2471.84 | -496.43 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 36259.63 | 27480.98 | 20504.31 | 12986.02 | |
| Corporate dividend tax | | | | | |
| Other appropriations | 16062.36 | 15955.96 | 8714.50 | 24001.39 | 21794.77 |
| Equity Dividend % | 48.00 | 36.00 | 30.00 | 19.00 | |
| Earnings Per Share | 24.00 | 18.00 | 12.00 | 8.00 | 4.00 |
| Adjusted EPS | 24.00 | 18.00 | 12.00 | 8.00 | 4.00 |
