| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 249475.81 | 204948.49 | 158985.95 | 130193.09 | 118686.30 |
| Interest / Discount on advances / Bills | 192915.06 | 158262.40 | 114858.15 | 82315.57 | 71539.29 |
| Interest on balances with RBI and other Inter-bank funds | 2026.35 | 1357.70 | 524.31 | 906.99 | 3150.74 |
| Income on investments | 53605.57 | 44609.22 | 42670.53 | 43847.68 | 41534.94 |
| Others | 928.82 | 719.17 | 932.97 | 3122.85 | 2461.33 |
| Other Income | 34550.25 | 29985.94 | 22809.35 | 26528.59 | 26289.28 |
| Commission,exchange and brokerage | 17405.67 | 15822.31 | 13091.15 | 14217.42 | 10015.05 |
| Profit / (loss)on sale of investments(net) | 2200.21 | 2078.79 | 1061.31 | 5248.71 | 5661.59 |
| Profit on sale of Fixed Assets | 3.75 | 8.71 | 19.65 | 10.43 | 4.49 |
| Foreign Exchange Gains | 632.94 | 416.12 | 780.40 | 1290.53 | 1533.41 |
| Income earned from subsidiaries/joint venture | 17.16 | 13.59 | 26.23 | 20.55 | 13.53 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 13748.81 | 9855.22 | 9431.33 | 6421.27 | |
| Miscellaneous income | 541.70 | 1791.19 | -1600.72 | -680.33 | 9061.22 |
| Total Income | 284026.05 | 234934.42 | 181795.30 | 156721.68 | 144975.58 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 132805.75 | 106718.28 | 81567.88 | 69739.61 | 69701.84 |
| Intereston Deposits | 122937.52 | 100396.15 | 71855.51 | 64573.04 | 65250.64 |
| Interest on RBI / inter-bank borrowings | 225.24 | 332.74 | 597.73 | 309.14 | 496.51 |
| Other Interest | 9642.99 | 5989.39 | 9114.64 | 4857.43 | 3954.69 |
| Operating Expenses | 58014.97 | 48152.01 | 39224.64 | 38500.34 | 35659.07 |
| Payments to and provisions for employees | 34417.74 | 28377.98 | 20581.23 | 20713.63 | 22557.75 |
| Rent,Taxes and lighting | 3265.11 | 2802.94 | 2482.28 | 2280.85 | 2182.33 |
| Depreciation on Banks property | 2905.98 | 2234.90 | 2624.89 | 2683.41 | 1881.11 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 196.50 | 156.93 | 157.61 | 172.04 | 195.99 |
| Law charges | 814.14 | 684.89 | 591.31 | 393.95 | 183.59 |
| Communication Expenses | 502.88 | 454.28 | 538.86 | 429.83 | 567.05 |
| Repairs and Maintenance | 3159.53 | 2586.79 | 2159.87 | 1928.29 | 1682.60 |
| Insurance | 3641.86 | 2791.23 | 2355.12 | 2243.45 | 1986.71 |
| Other expenses | 9111.22 | 8062.07 | 7733.46 | 7654.88 | 4421.93 |
| Provisions and Contingencies | 35969.76 | 36461.33 | 26546.35 | 28924.79 | 30061.82 |
| Provision for investments | 72.40 | 5.70 | 5037.40 | 1033.50 | 1121.60 |
| Provision for advances | 35221.00 | 35939.90 | 21392.70 | 28804.40 | 28562.30 |
| Others Provisions | 676.36 | 515.73 | 116.25 | -913.11 | 377.92 |
| Profit Before Tax | 57235.57 | 43602.81 | 34456.44 | 19556.94 | 9552.85 |
| Taxes | 2026.90 | 3044.40 | 8428.50 | 8040.57 | 4038.80 |
| Current Income Tax | 2026.90 | 3044.40 | 8428.50 | 8088.80 | 4038.80 |
| Deferred Tax | | | | -48.23 | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 55208.67 | 40558.41 | 26027.94 | 11516.37 | 5514.05 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | 209.10 | 159.39 | 22.08 | 17.92 | 200.59 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 55417.77 | 40717.80 | 26050.03 | 11534.29 | 5714.64 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 91771.06 | 57291.97 | 31951.86 | 13213.86 | 6660.49 |
| Transfer to Statutory Reserve | 13854.44 | 10179.45 | 6505.09 | 2878.84 | 1375.63 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 11537.33 | 9913.92 | 8749.65 | 3365.25 | |
| Corporate dividend tax | | | | | |
| Other appropriations | 66379.29 | 37198.60 | 16697.12 | 6969.77 | 5284.86 |
| Equity Dividend % | 15.00 | 14.00 | 13.00 | 5.00 | |
| Earnings Per Share | 7.00 | 6.00 | 4.00 | 2.00 | 1.00 |
| Adjusted EPS | 7.00 | 6.00 | 4.00 | 2.00 | 1.00 |
