| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 276058.62 | 227021.62 | 190187.67 | 200392.83 | 260520.17 |
| Interest / Discount on advances / Bills | 210832.08 | 178189.68 | 150891.12 | 166394.19 | 212466.01 |
| Interest on balances with RBI and other Inter-bank funds | 4583.98 | 8410.29 | 7020.74 | 3320.25 | 2103.68 |
| Income on investments | 49582.58 | 35645.99 | 28780.91 | 26800.74 | 42609.21 |
| Others | 11059.98 | 4775.66 | 3494.90 | 3877.65 | 3341.28 |
| Other Income | 53550.27 | 38830.08 | 34047.51 | 31070.81 | 119560.99 |
| Commission,exchange and brokerage | 30742.60 | 20913.06 | 16380.44 | 12352.34 | 15259.28 |
| Profit / (loss)on sale of investments(net) | 2270.96 | 344.21 | 2594.60 | 11080.03 | 11134.58 |
| Profit on sale of Fixed Assets | -20.62 | 69.55 | -125.88 | -34.60 | 3.28 |
| Foreign Exchange Gains | 6441.11 | 7446.19 | 6008.16 | 4845.89 | 3731.96 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 14116.22 | 10057.07 | 9190.20 | 2827.15 | 89431.89 |
| Total Income | 329608.89 | 265851.70 | 224235.18 | 231463.63 | 380081.16 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 195272.52 | 147997.60 | 125284.35 | 126109.33 | 192580.60 |
| Intereston Deposits | 135623.92 | 101027.22 | 84522.62 | 76639.39 | 120019.41 |
| Interest on RBI / inter-bank borrowings | 57977.56 | 45905.50 | 40705.48 | 52366.79 | 66661.23 |
| Other Interest | 1671.05 | 1064.88 | 56.26 | -2896.85 | 5899.96 |
| Operating Expenses | 100093.98 | 85839.25 | 69811.43 | 59173.03 | 68701.46 |
| Payments to and provisions for employees | 38873.18 | 34750.70 | 29585.72 | 25172.55 | 26913.25 |
| Rent,Taxes and lighting | 5102.34 | 4425.61 | 4007.11 | 4462.97 | 4540.76 |
| Depreciation on Banks property | 5455.50 | 4334.18 | 3986.02 | 3600.32 | 3419.33 |
| Depreciation on leased assets | | | 47.30 | | |
| Auditor's fees and expenses | 49.47 | 44.90 | 36.43 | 39.75 | 44.90 |
| Law charges | 142.28 | 532.53 | 401.31 | 190.29 | 151.95 |
| Communication Expenses | 653.13 | 641.04 | 467.30 | 461.28 | 643.78 |
| Repairs and Maintenance | 595.62 | 543.24 | 371.36 | 326.76 | 357.86 |
| Insurance | 3450.59 | 2814.33 | 2010.54 | 1358.72 | 2162.39 |
| Other expenses | 45771.86 | 37752.74 | 28898.34 | 23560.39 | 30467.25 |
| Provisions and Contingencies | 18865.51 | 22201.55 | 14802.51 | 93799.02 | 327181.04 |
| Provision for investments | -5425.77 | 24087.38 | 7903.78 | 14038.83 | 64415.77 |
| Provision for advances | 23370.83 | -1665.66 | 6933.66 | 77343.02 | 258649.58 |
| Others Provisions | 920.45 | -220.17 | -34.94 | 2417.17 | 4115.69 |
| Profit Before Tax | 15376.89 | 9813.29 | 14336.89 | -47617.75 | -208381.93 |
| Taxes | 2524.87 | 2455.10 | 3696.36 | -12728.47 | -44056.13 |
| Current Income Tax | 2524.87 | 2455.10 | 3696.36 | -12728.47 | -43998.69 |
| Deferred Tax | | | | | -57.44 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 12852.02 | 7358.19 | 10640.53 | -34889.28 | -164325.80 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 12852.02 | 7358.19 | 10640.53 | -34889.28 | -164325.80 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | -88085.55 | -100209.41 | -98659.42 | -104176.49 | -56898.05 |
| Transfer to Statutory Reserve | 3127.70 | 1793.52 | 2665.53 | | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | -1253.75 | -3472.58 | 4752.16 | | |
| Appropriation to Other Reserves | 0.01 | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | -89959.50 | -98530.35 | -106077.11 | -104176.49 | -56898.05 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 0.00 | 0.00 | 0.00 | -1.00 | -13.00 |
| Adjusted EPS | 0.00 | 0.00 | 0.00 | -1.00 | -13.00 |
