| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 309188.15 | 276058.62 | 227021.62 | 190187.67 | 200392.83 |
| Interest / Discount on advances / Bills | 232952.25 | 210832.08 | 178189.68 | 150891.12 | 166394.19 |
| Interest on balances with RBI and other Inter-bank funds | 3930.86 | 4583.98 | 8410.29 | 7020.74 | 3320.25 |
| Income on investments | 56944.90 | 49582.58 | 35645.99 | 28780.91 | 26800.74 |
| Others | 15360.14 | 11059.98 | 4775.66 | 3494.90 | 3877.65 |
| Other Income | 61568.08 | 53550.27 | 38830.08 | 34047.51 | 31070.81 |
| Commission,exchange and brokerage | 37132.13 | 30742.60 | 20913.06 | 16380.44 | 12352.34 |
| Profit / (loss)on sale of investments(net) | 4111.27 | 2270.96 | 344.21 | 2594.60 | 11080.03 |
| Profit on sale of Fixed Assets | -152.79 | -20.62 | 69.55 | -125.88 | -34.60 |
| Foreign Exchange Gains | 6567.45 | 6441.11 | 7446.19 | 6008.16 | 4845.89 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 13910.02 | 14116.22 | 10057.07 | 9190.20 | 2827.15 |
| Total Income | 370756.23 | 329608.89 | 265851.70 | 224235.18 | 231463.63 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 219983.65 | 195272.52 | 147997.60 | 125284.35 | 126109.33 |
| Intereston Deposits | 158388.36 | 135623.92 | 101027.22 | 84522.62 | 76639.39 |
| Interest on RBI / inter-bank borrowings | 59384.94 | 57977.56 | 45905.50 | 40705.48 | 52366.79 |
| Other Interest | 2210.36 | 1671.05 | 1064.88 | 56.26 | -2896.85 |
| Operating Expenses | 107677.10 | 100093.98 | 85839.25 | 69811.43 | 59173.03 |
| Payments to and provisions for employees | 41416.70 | 38873.18 | 34750.70 | 29585.72 | 25172.55 |
| Rent,Taxes and lighting | 5948.56 | 5102.34 | 4425.61 | 4007.11 | 4462.97 |
| Depreciation on Banks property | 4933.87 | 5455.50 | 4334.18 | 3986.02 | 3600.32 |
| Depreciation on leased assets | | | | 47.30 | |
| Auditor's fees and expenses | 44.01 | 49.47 | 44.90 | 36.43 | 39.75 |
| Law charges | 99.63 | 142.28 | 532.53 | 401.31 | 190.29 |
| Communication Expenses | 701.11 | 653.13 | 641.04 | 467.30 | 461.28 |
| Repairs and Maintenance | 629.16 | 595.62 | 543.24 | 371.36 | 326.76 |
| Insurance | 4176.99 | 3450.59 | 2814.33 | 2010.54 | 1358.72 |
| Other expenses | 49727.07 | 45771.86 | 37752.74 | 28898.34 | 23560.39 |
| Provisions and Contingencies | 10856.06 | 18865.51 | 22201.55 | 14802.51 | 93799.02 |
| Provision for investments | -17374.25 | -5425.77 | 24087.38 | 7903.78 | 14038.83 |
| Provision for advances | 26996.85 | 23370.83 | -1665.66 | 6933.66 | 77343.02 |
| Others Provisions | 1233.46 | 920.45 | -220.17 | -34.94 | 2417.17 |
| Profit Before Tax | 32239.42 | 15376.89 | 9813.29 | 14336.89 | -47617.75 |
| Taxes | 7773.41 | 2524.87 | 2455.10 | 3696.36 | -12728.47 |
| Current Income Tax | 7773.41 | 2524.87 | 2455.10 | 3696.36 | -12728.47 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 24466.01 | 12852.02 | 7358.19 | 10640.53 | -34889.28 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -1.08 | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 24464.93 | 12852.02 | 7358.19 | 10640.53 | -34889.28 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | -66661.43 | -88085.55 | -100209.41 | -98659.42 | -104176.49 |
| Transfer to Statutory Reserve | 6014.65 | 3127.70 | 1793.52 | 2665.53 | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | -19.39 | -1253.75 | -3472.58 | 4752.16 | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | -72656.69 | -89959.50 | -98530.35 | -106077.11 | -104176.49 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 1.00 | 0.00 | 0.00 | 0.00 | -1.00 |
| Adjusted EPS | 1.00 | 0.00 | 0.00 | 0.00 | -1.00 |
