| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 1065020.00 | 910970.00 | 775680.00 | 762620.00 | 716560.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 1050010.00 | 900850.00 | 764960.00 | 748870.00 | 708460.00 |
| Portfolio management services | | | | | |
| Dividend income | 910.00 | 690.00 | 1030.00 | 690.00 | 890.00 |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | 3370.00 | 2890.00 | 4350.00 | 2530.00 | 1250.00 |
| Other Operating Income | 10730.00 | 6530.00 | 5350.00 | 10530.00 | 5970.00 |
| Operating Income (Net) | 1065020.00 | 910970.00 | 775680.00 | 762620.00 | 716560.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 5530.00 | 4910.00 | 4390.00 | 4070.00 | 3710.00 |
| Salaries, Wages & Bonus | 3850.00 | 3520.00 | 3360.00 | 3060.00 | 2800.00 |
| Contributions to EPF & Pension Funds | 540.00 | 570.00 | 290.00 | 310.00 | 310.00 |
| Workmen and Staff Welfare Expenses | 1150.00 | 820.00 | 740.00 | 700.00 | 610.00 |
| Other Employees Cost | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating & Establishment Expenses | 2360.00 | 2320.00 | 1120.00 | 1270.00 | 1470.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 180.00 | 170.00 | 90.00 | 120.00 | 220.00 |
| Repairs and Maintenance | 460.00 | 340.00 | 290.00 | 380.00 | 230.00 |
| Insurance | 10.00 | 10.00 | 10.00 | 0.00 | 0.00 |
| Electricity & Power | | | | | |
| Other Operating Expenses | 1710.00 | 1810.00 | 740.00 | 770.00 | 1010.00 |
| Administrations & Other Expenses | 2350.00 | 2040.00 | 1710.00 | 1270.00 | 880.00 |
| Printing and stationery | 30.00 | 30.00 | 30.00 | 20.00 | 20.00 |
| Professional and legal fees | 660.00 | 560.00 | 550.00 | 450.00 | 400.00 |
| Advertisement & Sales Promotion | 450.00 | 480.00 | 250.00 | 140.00 | 170.00 |
| Other General Expenses | 1200.00 | 970.00 | 890.00 | 660.00 | 290.00 |
| Provisions and Contingencies | 28110.00 | 8600.00 | 37370.00 | 79320.00 | 77370.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 120.00 | 90.00 | 100.00 | 40.00 | 50.00 |
| Losson foreign exchange fluctuations | 6750.00 | 2670.00 | 30890.00 | 17050.00 | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 21240.00 | 5840.00 | 6380.00 | 62230.00 | 77320.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 38350.00 | 17880.00 | 44590.00 | 85930.00 | 83420.00 |
| Operating Profit (Excl OI) | 1026670.00 | 893090.00 | 731090.00 | 676690.00 | 633140.00 |
| Other Income | 7020.00 | 23210.00 | 4650.00 | 4820.00 | 12840.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | | | |
| Income from investments | 5210.00 | 1740.00 | 50.00 | 80.00 | 500.00 |
| Provision Written Back | 40.00 | 15890.00 | 2120.00 | 120.00 | 1240.00 |
| Others | 1770.00 | 5590.00 | 2480.00 | 4620.00 | 11100.00 |
| Operating Profit | 1033680.00 | 916300.00 | 735740.00 | 681510.00 | 645980.00 |
| Interest | 646800.00 | 579890.00 | 470260.00 | 447120.00 | 446880.00 |
| Loans | 197500.00 | 179440.00 | 118640.00 | 84380.00 | 82360.00 |
| Deposits | | | | | |
| Bonds / Debentures | 400990.00 | 359570.00 | 311260.00 | 341350.00 | 349410.00 |
| Other Interest | 48320.00 | 40870.00 | 40360.00 | 21380.00 | 15110.00 |
| Depreciation | 560.00 | 530.00 | 520.00 | 350.00 | 250.00 |
| Profit Before Taxation & Exceptional Items | 386320.00 | 335880.00 | 264960.00 | 234050.00 | 198840.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 386320.00 | 335880.00 | 264960.00 | 233820.00 | 198910.00 |
| Provision for Tax | 81180.00 | 71270.00 | 53170.00 | 46140.00 | 41750.00 |
| Current Income Tax | 77480.00 | 63700.00 | 51190.00 | 55020.00 | 53220.00 |
| Deferred Tax | 3850.00 | 7690.00 | 3970.00 | -8480.00 | -15490.00 |
| Other taxes | -160.00 | -120.00 | -1980.00 | -400.00 | 4020.00 |
| Profit After Tax | 305140.00 | 264610.00 | 211790.00 | 187680.00 | 157160.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -75240.00 | -67000.00 | -52890.00 | -47530.00 | -39680.00 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 229910.00 | 197610.00 | 158890.00 | 140150.00 | 117480.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 234130.00 | 182360.00 | 127570.00 | 97610.00 | 80800.00 |
| Appropriations | 464040.00 | 379970.00 | 286460.00 | 237750.00 | 198280.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 464040.00 | 379970.00 | 286460.00 | 237750.00 | 198280.00 |
| Equity Dividend % | 158.00 | 135.00 | 133.00 | 120.00 | 100.00 |
| Earnings Per Share | 70.00 | 60.00 | 60.00 | 53.00 | 44.00 |
| Adjusted EPS | 70.00 | 60.00 | 48.00 | 42.00 | 36.00 |
