| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 83390.50 | 71047.10 | 41771.20 | 42968.30 | 36251.10 |
| Sale of Shares / Units | | | | | |
| Interest income | 24433.20 | 19120.60 | 12282.90 | 10342.50 | 7531.20 |
| Portfolio management services | 4.40 | 0.20 | | 24.90 | 3516.30 |
| Dividend income | 100.10 | 85.80 | 88.20 | 1021.10 | 15.30 |
| Brokerages & commissions | 24833.00 | 22681.80 | 16824.90 | 15815.60 | 11850.70 |
| Processing fees and other charges | | | | | |
| Other Operating Income | 34019.80 | 29158.70 | 12575.20 | 15764.20 | 13337.60 |
| Operating Income (Net) | 83390.50 | 71047.10 | 41771.20 | 42968.30 | 36251.10 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 17413.90 | 13298.10 | 10083.80 | 8782.10 | 6435.80 |
| Salaries, Wages & Bonus | 15325.20 | 11959.40 | 8984.00 | 8003.70 | 5951.90 |
| Contributions to EPF & Pension Funds | 492.20 | 362.50 | 309.60 | 238.80 | 164.60 |
| Workmen and Staff Welfare Expenses | 819.40 | 614.90 | 385.90 | 209.00 | 40.20 |
| Other Employees Cost | 777.10 | 361.30 | 404.30 | 330.60 | 279.10 |
| Operating & Establishment Expenses | 14590.30 | 12485.60 | 9476.50 | 9602.90 | 6851.20 |
| Depository Charges | 175.00 | 179.50 | 154.90 | 143.00 | 114.80 |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 155.00 | 95.90 | 101.70 | 72.10 | 73.20 |
| Commission, Brokerage & Discounts | 11309.90 | 10041.60 | 7283.40 | 7154.10 | 4921.30 |
| Rent , Rates & Taxes | 169.30 | 169.50 | 195.10 | 173.60 | 111.70 |
| Repairs and Maintenance | 659.90 | 413.80 | 340.60 | 248.30 | 181.60 |
| Insurance | 171.60 | 120.20 | 105.00 | 79.20 | 54.40 |
| Electricity & Power | 154.40 | 112.30 | 113.40 | 86.40 | 69.90 |
| Other Operating Expenses | 1795.20 | 1352.80 | 1182.40 | 1646.20 | 1324.30 |
| Administrations & Other Expenses | 4772.90 | 3199.50 | 2487.60 | 2006.40 | 1455.60 |
| Printing and stationery | 196.90 | 98.10 | 54.20 | 65.00 | 41.30 |
| Professional and legal fees | 1240.30 | 826.00 | 587.50 | 498.50 | 427.00 |
| Advertisement & Sales Promotion | 2493.70 | 1653.50 | 1241.20 | 1026.00 | 577.30 |
| Other General Expenses | 842.00 | 621.90 | 604.70 | 416.90 | 410.00 |
| Provisions and Contingencies | 1216.60 | 1269.50 | 970.50 | 1408.10 | 1355.30 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 120.60 | 147.70 | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | 9.40 | | | |
| Losson foreign exchange fluctuations | 5.90 | | | | 1.00 |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 1090.10 | 1112.40 | 970.50 | 1408.10 | 1354.30 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 37993.70 | 30252.70 | 23018.40 | 21799.50 | 16097.90 |
| Operating Profit (Excl OI) | 45396.80 | 40794.40 | 18752.80 | 21168.80 | 20153.20 |
| Other Income | 838.00 | 740.00 | 211.80 | 219.60 | 90.00 |
| Other Interest Income | 4.90 | 15.80 | 6.40 | 12.20 | 8.10 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 0.90 | | | 0.50 | 37.30 |
| Income from investments | | | | | |
| Provision Written Back | 56.30 | | | | |
| Others | 775.90 | 724.20 | 205.40 | 206.90 | 44.60 |
| Operating Profit | 46234.80 | 41534.40 | 18964.60 | 21388.40 | 20243.20 |
| Interest | 12984.60 | 10389.80 | 5958.30 | 4747.70 | 4302.80 |
| Loans | 3978.70 | 2897.80 | 1380.90 | 1815.30 | 1655.30 |
| Deposits | | | | | |
| Bonds / Debentures | 8355.10 | 6928.20 | 4195.40 | 2661.00 | 2397.20 |
| Other Interest | 650.80 | 563.80 | 382.00 | 271.40 | 250.30 |
| Depreciation | 987.60 | 825.80 | 583.80 | 482.60 | 475.20 |
| Profit Before Taxation & Exceptional Items | 32262.60 | 30318.80 | 12422.50 | 16158.10 | 15465.20 |
| Exceptional Income / Expenses | | | | | -881.00 |
| Profit Before Tax | 32262.60 | 30318.80 | 12422.50 | 16158.10 | 14584.20 |
| Provision for Tax | 7180.80 | 5862.60 | 3094.30 | 3050.80 | 2554.60 |
| Current Income Tax | 5822.70 | 4344.50 | 2906.20 | 2358.80 | 1584.90 |
| Deferred Tax | 1502.40 | 1550.70 | 182.30 | 710.90 | 1091.40 |
| Other taxes | -144.30 | -32.60 | 5.80 | -18.90 | -121.70 |
| Profit After Tax | 25081.80 | 24456.20 | 9328.20 | 13107.30 | 12029.60 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -65.40 | -45.50 | -30.90 | -26.70 | -42.80 |
| Share of Associate | | -0.10 | 19.60 | 17.20 | 617.70 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 25016.40 | 24410.60 | 9316.90 | 13097.80 | 12604.50 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 71529.00 | 49894.90 | 43069.80 | 32043.80 | 20221.20 |
| Appropriations | 96545.40 | 74305.50 | 52386.70 | 45141.60 | 32825.70 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 96545.40 | 74305.50 | 52386.70 | 45141.60 | 32825.70 |
| Equity Dividend % | 500.00 | 1400.00 | 1000.00 | 1000.00 | 1000.00 |
| Earnings Per Share | 42.00 | 164.00 | 63.00 | 88.00 | 86.00 |
| Adjusted EPS | 42.00 | 41.00 | 16.00 | 22.00 | 21.00 |
