| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 84860.00 | 72670.00 | 54760.00 | 51080.00 | 52480.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 72420.00 | 59290.00 | 46020.00 | 43630.00 | 45240.00 |
| Portfolio management services | | | | | |
| Dividend income | 430.00 | 180.00 | 150.00 | 170.00 | 50.00 |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | 5290.00 | 5140.00 | 4400.00 | 4020.00 | 3650.00 |
| Other Operating Income | 6720.00 | 8070.00 | 4180.00 | 3260.00 | 3540.00 |
| Operating Income (Net) | 84860.00 | 72670.00 | 54760.00 | 51080.00 | 52480.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 9460.00 | 8320.00 | 6730.00 | 6190.00 | 5610.00 |
| Salaries, Wages & Bonus | 8540.00 | 7570.00 | 6150.00 | 5730.00 | 5200.00 |
| Contributions to EPF & Pension Funds | 530.00 | 430.00 | 370.00 | 340.00 | 330.00 |
| Workmen and Staff Welfare Expenses | 320.00 | 260.00 | 170.00 | 90.00 | 70.00 |
| Other Employees Cost | 70.00 | 60.00 | 30.00 | 30.00 | 10.00 |
| Operating & Establishment Expenses | 890.00 | 840.00 | 660.00 | 550.00 | 460.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 180.00 | 220.00 | 180.00 | 110.00 | 110.00 |
| Repairs and Maintenance | 680.00 | 600.00 | 450.00 | 390.00 | 300.00 |
| Insurance | 30.00 | 30.00 | 30.00 | 50.00 | 40.00 |
| Electricity & Power | | | | | |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 2530.00 | 3120.00 | 2550.00 | 2270.00 | 1960.00 |
| Printing and stationery | 60.00 | 60.00 | 50.00 | 40.00 | 30.00 |
| Professional and legal fees | 1340.00 | 1330.00 | 1000.00 | 1100.00 | 1030.00 |
| Advertisement & Sales Promotion | 50.00 | 40.00 | 150.00 | 70.00 | 10.00 |
| Other General Expenses | 1080.00 | 1680.00 | 1340.00 | 1060.00 | 880.00 |
| Provisions and Contingencies | 4490.00 | 4030.00 | 2990.00 | 4910.00 | 4550.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | 10.00 |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 4490.00 | 4030.00 | 2990.00 | 4910.00 | 4540.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 17360.00 | 16320.00 | 12930.00 | 13920.00 | 12570.00 |
| Operating Profit (Excl OI) | 67500.00 | 56350.00 | 41830.00 | 37170.00 | 39910.00 |
| Other Income | 1460.00 | 180.00 | 770.00 | 770.00 | 1430.00 |
| Other Interest Income | 270.00 | 70.00 | 250.00 | 20.00 | 450.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 340.00 | 10.00 | 40.00 | 110.00 | 70.00 |
| Income from investments | | | | | |
| Provision Written Back | 690.00 | | | | 220.00 |
| Others | 160.00 | 100.00 | 480.00 | 640.00 | 690.00 |
| Operating Profit | 68960.00 | 56540.00 | 42590.00 | 37940.00 | 41330.00 |
| Interest | 42260.00 | 34180.00 | 24100.00 | 22760.00 | 27110.00 |
| Loans | 18690.00 | 14220.00 | 7050.00 | 4550.00 | 6120.00 |
| Deposits | 6290.00 | 5320.00 | 4250.00 | 4480.00 | 4390.00 |
| Bonds / Debentures | 17060.00 | 14430.00 | 12620.00 | 13300.00 | 15580.00 |
| Other Interest | 220.00 | 210.00 | 180.00 | 430.00 | 1010.00 |
| Depreciation | 2230.00 | 1830.00 | 1390.00 | 1010.00 | 930.00 |
| Profit Before Taxation & Exceptional Items | 24470.00 | 20530.00 | 17110.00 | 14170.00 | 13300.00 |
| Exceptional Income / Expenses | | -920.00 | | | |
| Profit Before Tax | 24470.00 | 19610.00 | 17110.00 | 14170.00 | 13300.00 |
| Provision for Tax | 6350.00 | 5390.00 | 4290.00 | 3500.00 | 3280.00 |
| Current Income Tax | 5660.00 | 5420.00 | 4090.00 | 3810.00 | 3860.00 |
| Deferred Tax | 680.00 | -40.00 | 200.00 | -310.00 | -580.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 18130.00 | 14220.00 | 12820.00 | 10670.00 | 10020.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | -4060.00 | -1820.00 | -1230.00 | -580.00 |
| Share of Associate | 670.00 | 4200.00 | 2280.00 | 2300.00 | 2210.00 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 18790.00 | 14360.00 | 13280.00 | 11730.00 | 11650.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 34730.00 | 30560.00 | 21140.00 | 12920.00 | 4710.00 |
| Appropriations | 53520.00 | 44920.00 | 34420.00 | 24650.00 | 16360.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 53520.00 | 44920.00 | 34420.00 | 24650.00 | 16360.00 |
| Equity Dividend % | 350.00 | 300.00 | 270.00 | 200.00 | 180.00 |
| Earnings Per Share | 171.00 | 130.00 | 120.00 | 106.00 | 106.00 |
| Adjusted EPS | 171.00 | 130.00 | 120.00 | 106.00 | 106.00 |
