| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 1338210.00 | 1103820.00 | 820710.00 | 684060.00 | 605910.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 674490.00 | 537930.00 | 401550.00 | 313190.00 | 269330.00 |
| Portfolio management services | 1060.00 | 1130.00 | 1680.00 | 2780.00 | 2580.00 |
| Dividend income | 1750.00 | 1580.00 | 1320.00 | 1080.00 | 880.00 |
| Brokerages & commissions | 22770.00 | 33860.00 | 25050.00 | 14260.00 | 7570.00 |
| Processing fees and other charges | 31720.00 | 20500.00 | 18070.00 | 15370.00 | 16320.00 |
| Other Operating Income | 606430.00 | 508820.00 | 373040.00 | 337380.00 | 309240.00 |
| Operating Income (Net) | 1338210.00 | 1103820.00 | 820710.00 | 684060.00 | 605910.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 120700.00 | 103610.00 | 87670.00 | 65600.00 | 46980.00 |
| Salaries, Wages & Bonus | 108750.00 | 93220.00 | 79190.00 | 59120.00 | 42110.00 |
| Contributions to EPF & Pension Funds | 5240.00 | 4430.00 | 3510.00 | 2710.00 | 2080.00 |
| Workmen and Staff Welfare Expenses | 1250.00 | 2040.00 | 1550.00 | 1210.00 | 1010.00 |
| Other Employees Cost | 5460.00 | 3930.00 | 3430.00 | 2560.00 | 1780.00 |
| Operating & Establishment Expenses | 604110.00 | 509770.00 | 360640.00 | 327100.00 | 280820.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 11720.00 | 10670.00 | 8380.00 | 6680.00 | 4030.00 |
| Commission, Brokerage & Discounts | 87160.00 | 69710.00 | 42380.00 | 34420.00 | 26140.00 |
| Rent , Rates & Taxes | 2530.00 | 1400.00 | 1160.00 | 980.00 | 780.00 |
| Repairs and Maintenance | 3540.00 | 2210.00 | 2070.00 | 1480.00 | 1380.00 |
| Insurance | 170.00 | 140.00 | 110.00 | 90.00 | 70.00 |
| Electricity & Power | 0.00 | 0.00 | 0.00 | 50.00 | 90.00 |
| Other Operating Expenses | 498990.00 | 425640.00 | 306530.00 | 283400.00 | 248320.00 |
| Administrations & Other Expenses | 29290.00 | 24660.00 | 34850.00 | 23240.00 | 17630.00 |
| Printing and stationery | | | | | |
| Professional and legal fees | 2850.00 | 2730.00 | 2150.00 | 1560.00 | 1460.00 |
| Advertisement & Sales Promotion | 16600.00 | 12640.00 | 25330.00 | 17550.00 | 13580.00 |
| Other General Expenses | 9850.00 | 9290.00 | 7370.00 | 4130.00 | 2590.00 |
| Provisions and Contingencies | 89590.00 | 57210.00 | 38870.00 | 53820.00 | 64140.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 360.00 | 130.00 | 0.00 | 250.00 | 70.00 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 89230.00 | 57090.00 | 38870.00 | 53580.00 | 64070.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 843690.00 | 695260.00 | 522040.00 | 469760.00 | 409570.00 |
| Operating Profit (Excl OI) | 494520.00 | 408560.00 | 298670.00 | 214300.00 | 196340.00 |
| Other Income | 360.00 | 170.00 | 10.00 | 330.00 | 0.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | 0.00 | 0.00 | 330.00 | |
| Income from investments | | | | | |
| Provision Written Back | 350.00 | 170.00 | 0.00 | 0.00 | |
| Others | 10.00 | 0.00 | 10.00 | 0.00 | 0.00 |
| Operating Profit | 494880.00 | 408740.00 | 298680.00 | 214630.00 | 196350.00 |
| Interest | 245870.00 | 186070.00 | 123800.00 | 96290.00 | 92740.00 |
| Loans | 87270.00 | 66670.00 | 44210.00 | 30980.00 | 37660.00 |
| Deposits | 51470.00 | 40410.00 | 26470.00 | 20400.00 | 17460.00 |
| Bonds / Debentures | 102760.00 | 75810.00 | 50560.00 | 43060.00 | 35500.00 |
| Other Interest | 4370.00 | 3180.00 | 2560.00 | 1860.00 | 2110.00 |
| Depreciation | 11700.00 | 9000.00 | 6780.00 | 5630.00 | 4980.00 |
| Profit Before Taxation & Exceptional Items | 237300.00 | 213670.00 | 168100.00 | 112710.00 | 98630.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 237480.00 | 213750.00 | 168110.00 | 112710.00 | 98620.00 |
| Provision for Tax | 61910.00 | 57800.00 | 46020.00 | 29570.00 | 24950.00 |
| Current Income Tax | 70610.00 | 58030.00 | 47140.00 | 28470.00 | 23190.00 |
| Deferred Tax | -1940.00 | -230.00 | -940.00 | 1100.00 | 1730.00 |
| Other taxes | -6770.00 | 0.00 | -190.00 | 0.00 | 40.00 |
| Profit After Tax | 175580.00 | 155950.00 | 122100.00 | 83140.00 | 73670.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -86850.00 | -74480.00 | -57920.00 | -37570.00 | -28970.00 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 88720.00 | 81480.00 | 64170.00 | 45570.00 | 44700.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 362050.00 | 300780.00 | 249500.00 | 212260.00 | 172550.00 |
| Appropriations | 450780.00 | 382260.00 | 313670.00 | 257820.00 | 217250.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 450780.00 | 382260.00 | 313670.00 | 257820.00 | 217250.00 |
| Equity Dividend % | 100.00 | 100.00 | 80.00 | 80.00 | 60.00 |
| Earnings Per Share | 56.00 | 51.00 | 40.00 | 286.00 | 281.00 |
| Adjusted EPS | 56.00 | 51.00 | 40.00 | 29.00 | 28.00 |
