| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 67430.00 | 49640.00 | 26139.50 | 23673.20 | 20195.70 |
| Sale of Shares / Units | | | | | |
| Interest income | 65760.00 | 48220.00 | 25652.30 | 22465.80 | 19332.00 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | 680.00 | 320.00 | 116.20 | 46.10 | 32.30 |
| Processing fees and other charges | 270.00 | 280.00 | 221.50 | 169.80 | 204.80 |
| Other Operating Income | 710.00 | 820.00 | 149.40 | 991.50 | 626.60 |
| Operating Income (Net) | 67430.00 | 49640.00 | 26139.50 | 23673.20 | 20195.70 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 820.00 | 710.00 | 473.60 | 469.80 | 443.30 |
| Salaries, Wages & Bonus | 640.00 | 580.00 | 381.00 | 402.90 | 378.10 |
| Contributions to EPF & Pension Funds | 60.00 | 50.00 | 47.70 | 42.30 | 37.80 |
| Workmen and Staff Welfare Expenses | 120.00 | 80.00 | 44.90 | 24.60 | 27.40 |
| Other Employees Cost | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating & Establishment Expenses | 220.00 | 230.00 | 81.90 | 93.00 | 77.70 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 140.00 | 160.00 | 23.30 | 54.70 | 26.20 |
| Repairs and Maintenance | 70.00 | 70.00 | 57.60 | 37.60 | 50.20 |
| Insurance | 0.00 | 0.00 | 1.00 | 0.70 | 1.30 |
| Electricity & Power | | | | | |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 500.00 | 520.00 | 126.80 | 150.40 | 166.60 |
| Printing and stationery | 0.00 | 0.00 | 3.00 | 2.30 | 4.10 |
| Professional and legal fees | 210.00 | 250.00 | 53.20 | 76.40 | 50.70 |
| Advertisement & Sales Promotion | 80.00 | 110.00 | 5.80 | 8.50 | 25.80 |
| Other General Expenses | 200.00 | 160.00 | 64.80 | 63.20 | 86.00 |
| Provisions and Contingencies | 3190.00 | 220.00 | 4279.50 | 5779.40 | 3619.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 150.00 | | | | 249.10 |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 10.00 | 10.00 | 0.40 | 0.10 | 0.00 |
| Losson foreign exchange fluctuations | 370.00 | | 698.50 | 406.50 | 585.70 |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 2670.00 | 220.00 | 3580.60 | 5372.80 | 2784.20 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 4720.00 | 1690.00 | 4961.80 | 6492.50 | 4306.70 |
| Operating Profit (Excl OI) | 62710.00 | 47950.00 | 21177.60 | 17180.70 | 15889.00 |
| Other Income | 120.00 | 850.00 | 446.90 | 50.60 | 26.40 |
| Other Interest Income | 120.00 | 10.00 | 2.40 | 2.70 | 2.70 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | 0.30 | 0.10 | 0.00 |
| Income from investments | | | | | |
| Provision Written Back | 0.00 | 740.00 | 19.90 | 1.10 | 4.70 |
| Others | 10.00 | 100.00 | 424.20 | 46.80 | 19.00 |
| Operating Profit | 62830.00 | 48800.00 | 21624.50 | 17231.30 | 15915.40 |
| Interest | 41410.00 | 31640.00 | 15702.60 | 14592.10 | 11829.00 |
| Loans | 22440.00 | 20280.00 | 6676.20 | 6876.40 | 5286.60 |
| Deposits | | | | | |
| Bonds / Debentures | 18160.00 | 10150.00 | 7715.90 | 6612.60 | 5558.90 |
| Other Interest | 820.00 | 1210.00 | 1310.60 | 1103.00 | 983.50 |
| Depreciation | 390.00 | 300.00 | 226.70 | 228.10 | 233.60 |
| Profit Before Taxation & Exceptional Items | 21040.00 | 16850.00 | 5695.20 | 2411.10 | 3852.80 |
| Exceptional Income / Expenses | | | | | -743.30 |
| Profit Before Tax | 21040.00 | 16850.00 | 5695.20 | 2411.10 | 3109.50 |
| Provision for Tax | 4050.00 | 4330.00 | 2231.10 | 265.60 | 610.50 |
| Current Income Tax | 4770.00 | 3980.00 | 2916.20 | 1001.30 | 1388.80 |
| Deferred Tax | -660.00 | 200.00 | -685.10 | -735.70 | -778.40 |
| Other taxes | -60.00 | 150.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 16980.00 | 12520.00 | 3464.10 | 2145.50 | 2499.10 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | -0.30 | 0.60 | -0.40 |
| Other Consolidated Items | | | -15.70 | -15.50 | |
| Consolidated Net Profit | 16980.00 | 12520.00 | 3448.10 | 2130.70 | 2498.70 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 380.00 | 30.00 | 804.30 | 193.90 | -188.00 |
| Appropriations | 17370.00 | 12550.00 | 4252.30 | 2324.60 | 2310.70 |
| General Reserve | 9500.00 | 7000.00 | 1950.00 | -2000.00 | 1067.70 |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 7870.00 | 5550.00 | 2302.30 | 4324.60 | 1243.00 |
| Equity Dividend % | | | | 30.00 | 16.00 |
| Earnings Per Share | 6.00 | 5.00 | 4.00 | 3.00 | 3.00 |
| Adjusted EPS | 6.00 | 5.00 | 4.00 | 3.00 | 3.00 |
