| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 140411.10 | 123937.96 | 96766.06 | 84448.58 | 86758.76 |
| Interest / Discount on advances / Bills | 112247.59 | 99776.57 | 76763.58 | 65854.92 | 68681.04 |
| Interest on balances with RBI and other Inter-bank funds | 3024.52 | 1617.67 | 2654.52 | 3621.08 | 2919.29 |
| Income on investments | 21474.07 | 20340.46 | 16256.47 | 13475.99 | 13631.80 |
| Others | 3664.93 | 2203.25 | 1091.49 | 1496.59 | 1526.63 |
| Other Income | 37783.81 | 30599.52 | 25069.26 | 23515.14 | 18746.68 |
| Commission,exchange and brokerage | 30471.21 | 26053.60 | 21045.88 | 18882.26 | 14263.18 |
| Profit / (loss)on sale of investments(net) | 3475.24 | 1358.32 | 1222.03 | 2435.66 | 2872.69 |
| Profit on sale of Fixed Assets | 10.31 | 4.80 | -3.79 | -3.01 | -17.65 |
| Foreign Exchange Gains | 3541.68 | 2668.66 | 2692.50 | 2098.95 | 1624.29 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 285.38 | 514.14 | 112.64 | 101.27 | 4.17 |
| Total Income | 178194.91 | 154537.48 | 121835.32 | 107963.72 | 105505.44 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 75761.86 | 63500.47 | 46786.23 | 41482.44 | 45394.61 |
| Intereston Deposits | 65768.67 | 53428.53 | 40064.08 | 35377.01 | 36297.13 |
| Interest on RBI / inter-bank borrowings | 3766.72 | 2771.06 | 764.59 | 293.54 | 1139.24 |
| Other Interest | 6226.48 | 7300.88 | 5957.56 | 5811.89 | 7958.24 |
| Operating Expenses | 65888.43 | 59765.20 | 52618.19 | 39942.32 | 30711.12 |
| Payments to and provisions for employees | 21814.96 | 18559.17 | 16534.69 | 13323.49 | 11222.41 |
| Rent,Taxes and lighting | 3091.71 | 2788.49 | 2689.35 | 2399.42 | 2142.29 |
| Depreciation on Banks property | 2358.43 | 2345.20 | 2130.91 | 1801.62 | 1696.09 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 29.55 | 23.64 | 21.43 | 27.72 | 19.03 |
| Law charges | 315.73 | 269.69 | 224.49 | 180.84 | 197.18 |
| Communication Expenses | 917.45 | 650.45 | 492.52 | 392.07 | 296.72 |
| Repairs and Maintenance | 1635.81 | 1903.06 | 2288.91 | 2157.83 | 1661.25 |
| Insurance | 1804.94 | 1388.66 | 1201.16 | 1160.79 | 910.20 |
| Other expenses | 33919.86 | 31836.84 | 27034.74 | 18498.55 | 12565.95 |
| Provisions and Contingencies | 29586.65 | 17784.70 | 10219.50 | 28604.03 | 22279.44 |
| Provision for investments | -1647.20 | 1310.70 | 675.00 | 484.50 | 19.70 |
| Provision for advances | 31163.00 | 16436.00 | 9000.80 | 28037.60 | 22246.00 |
| Others Provisions | 70.85 | 38.00 | 543.70 | 81.93 | 13.74 |
| Profit Before Tax | 6957.97 | 13487.11 | 12211.40 | -2065.07 | 7120.28 |
| Taxes | -212.70 | 888.20 | 3015.96 | -403.60 | 1825.60 |
| Current Income Tax | 682.80 | 1049.30 | 2724.70 | 1513.00 | 3094.40 |
| Deferred Tax | -895.50 | -161.10 | 291.26 | -1916.60 | -1268.80 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 7170.67 | 12598.91 | 9195.44 | -1661.47 | 5294.68 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 7170.67 | 12598.91 | 9195.44 | -1661.47 | 5294.68 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 9601.41 | 14351.29 | 7963.78 | -1161.67 | 5659.80 |
| Transfer to Statutory Reserve | 1740.00 | 2920.00 | 2210.00 | | 1270.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 4000.00 | 8000.00 | 2000.00 | | 3000.00 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 3861.41 | 3431.29 | 3753.78 | -1161.67 | 1389.80 |
| Equity Dividend % | 10.00 | 15.00 | 15.00 | | |
| Earnings Per Share | 12.00 | 21.00 | 15.00 | -3.00 | 9.00 |
| Adjusted EPS | 12.00 | 21.00 | 15.00 | -3.00 | 9.00 |
