| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 283130.00 | 181750.00 | 136290.00 | 101093.40 | 98354.20 |
| Sale of Shares / Units | | | | | |
| Interest income | 257200.00 | 163660.00 | 119110.00 | 90897.50 | 87277.90 |
| Portfolio management services | | | | | |
| Dividend income | 240.00 | 360.00 | 10.00 | 8.20 | 6.30 |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | 17580.00 | 9270.00 | 5180.00 | 2476.50 | 1408.20 |
| Other Operating Income | 8110.00 | 8450.00 | 11990.00 | 7711.20 | 9661.80 |
| Operating Income (Net) | 283130.00 | 181750.00 | 136290.00 | 101093.40 | 98354.20 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 28120.00 | 18500.00 | 12940.00 | 8898.00 | 6939.80 |
| Salaries, Wages & Bonus | 25300.00 | 16650.00 | 11580.00 | 8112.80 | 6435.20 |
| Contributions to EPF & Pension Funds | 1080.00 | 630.00 | 470.00 | 287.80 | 254.70 |
| Workmen and Staff Welfare Expenses | 1110.00 | 740.00 | 570.00 | 257.90 | 45.40 |
| Other Employees Cost | 630.00 | 480.00 | 320.00 | 239.50 | 204.50 |
| Operating & Establishment Expenses | 6400.00 | 4300.00 | 790.00 | 2630.40 | 2050.10 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 3790.00 | 3030.00 | | 2018.40 | 1574.80 |
| Commission, Brokerage & Discounts | 10.00 | 10.00 | | 41.30 | 35.60 |
| Rent , Rates & Taxes | 310.00 | 270.00 | 90.00 | 80.30 | 57.40 |
| Repairs and Maintenance | 140.00 | 70.00 | 60.00 | 22.80 | 34.20 |
| Insurance | 960.00 | 50.00 | 60.00 | 66.40 | 188.80 |
| Electricity & Power | 270.00 | 190.00 | 140.00 | 101.50 | 76.30 |
| Other Operating Expenses | 930.00 | 670.00 | 440.00 | 299.70 | 83.00 |
| Administrations & Other Expenses | 14170.00 | 8650.00 | 9120.00 | 5630.30 | 4310.20 |
| Printing and stationery | 150.00 | 120.00 | 60.00 | 58.90 | 38.40 |
| Professional and legal fees | 2480.00 | 1510.00 | 950.00 | 840.80 | 764.40 |
| Advertisement & Sales Promotion | 2750.00 | 2170.00 | 1550.00 | 880.60 | 700.90 |
| Other General Expenses | 8800.00 | 4850.00 | 6560.00 | 3850.00 | 2806.50 |
| Provisions and Contingencies | 31460.00 | 8410.00 | 6870.00 | 11528.00 | 14755.50 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | 370.00 | | | |
| Losson disposal of fixed assets(net) | | | 30.00 | | 4.60 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | 20.00 | | | | |
| Other Miscellaneous Expenses | 31440.00 | 8040.00 | 6840.00 | 11528.00 | 14750.90 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 80150.00 | 39860.00 | 29720.00 | 28686.70 | 28055.60 |
| Operating Profit (Excl OI) | 202970.00 | 141890.00 | 106570.00 | 72406.70 | 70298.60 |
| Other Income | 1500.00 | 1440.00 | 90.00 | 2022.80 | 1574.20 |
| Other Interest Income | 110.00 | 30.00 | 20.00 | 5.40 | 249.40 |
| Other Commission | | | 0.00 | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 90.00 | 160.00 | 0.00 | 101.40 | |
| Income from investments | | | | | |
| Provision Written Back | 100.00 | 1200.00 | | 1.80 | 46.60 |
| Others | 1210.00 | 40.00 | 60.00 | 1914.20 | 1278.20 |
| Operating Profit | 204470.00 | 143330.00 | 106650.00 | 74429.50 | 71872.80 |
| Interest | 151360.00 | 96420.00 | 66490.00 | 49289.90 | 52352.20 |
| Loans | 87240.00 | 48100.00 | 28600.00 | 18133.10 | 23319.00 |
| Deposits | | | | | |
| Bonds / Debentures | 62640.00 | 47260.00 | 25510.00 | 21913.20 | 20521.50 |
| Other Interest | 1480.00 | 1060.00 | 12380.00 | 9243.60 | 8511.70 |
| Depreciation | 3900.00 | 2880.00 | 2260.00 | 2758.80 | 3343.70 |
| Profit Before Taxation & Exceptional Items | 49210.00 | 44040.00 | 37900.00 | 22380.80 | 16176.90 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 49190.00 | 43920.00 | 39370.00 | 23477.20 | 16176.90 |
| Provision for Tax | 12640.00 | 10650.00 | 9910.00 | 5469.10 | 3703.30 |
| Current Income Tax | 11410.00 | 10720.00 | 10700.00 | 6613.80 | 4273.80 |
| Deferred Tax | 1220.00 | -70.00 | -800.00 | -1100.90 | -570.50 |
| Other taxes | 0.00 | 0.00 | 0.00 | -43.80 | 0.00 |
| Profit After Tax | 36550.00 | 33270.00 | 29460.00 | 18008.10 | 12473.60 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | 100.00 | -1770.00 | 830.00 | -1526.00 | -1188.10 |
| Share of Associate | | | | | -27.20 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 36650.00 | 31500.00 | 30290.00 | 16482.10 | 11258.30 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 95350.00 | 59570.00 | 36570.00 | 17767.20 | 9341.20 |
| Appropriations | 132000.00 | 91070.00 | 66860.00 | 34249.30 | 20599.50 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 132000.00 | 91070.00 | 66860.00 | 34249.30 | 20599.50 |
| Equity Dividend % | 4.00 | 2.00 | 2.00 | 2.00 | |
| Earnings Per Share | 10.00 | 9.00 | 9.00 | 5.00 | 3.00 |
| Adjusted EPS | 10.00 | 9.00 | 9.00 | 5.00 | 3.00 |
