| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 103110.00 | 77840.00 | 70490.00 | 69540.00 | 72350.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 102000.00 | 76530.00 | 69830.00 | 68880.00 | 71730.00 |
| Portfolio management services | | | | | |
| Dividend income | 70.00 | 60.00 | 0.00 | 0.00 | 30.00 |
| Brokerages & commissions | 10.00 | 10.00 | 20.00 | 20.00 | 60.00 |
| Processing fees and other charges | | | | | |
| Other Operating Income | 1020.00 | 1240.00 | 640.00 | 640.00 | 520.00 |
| Operating Income (Net) | 103110.00 | 77840.00 | 70490.00 | 69540.00 | 72350.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 2270.00 | 2310.00 | 1860.00 | 2170.00 | 2050.00 |
| Salaries, Wages & Bonus | 1690.00 | 1640.00 | 1670.00 | 1930.00 | 1810.00 |
| Contributions to EPF & Pension Funds | 180.00 | 190.00 | 130.00 | 190.00 | 190.00 |
| Workmen and Staff Welfare Expenses | 150.00 | 50.00 | 40.00 | 20.00 | 20.00 |
| Other Employees Cost | 250.00 | 440.00 | 20.00 | 30.00 | 30.00 |
| Operating & Establishment Expenses | 300.00 | 270.00 | 230.00 | 240.00 | 220.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 30.00 | 30.00 | 20.00 | 20.00 | 20.00 |
| Rent , Rates & Taxes | 60.00 | 70.00 | 50.00 | 50.00 | 40.00 |
| Repairs and Maintenance | 190.00 | 140.00 | 140.00 | 140.00 | 130.00 |
| Insurance | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Electricity & Power | 20.00 | 20.00 | 20.00 | 20.00 | 30.00 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 10.00 | 0.00 |
| Administrations & Other Expenses | 240.00 | 170.00 | 170.00 | 100.00 | 120.00 |
| Printing and stationery | 10.00 | 10.00 | 10.00 | 0.00 | 10.00 |
| Professional and legal fees | 60.00 | 60.00 | 50.00 | 30.00 | 70.00 |
| Advertisement & Sales Promotion | 60.00 | 20.00 | 20.00 | 10.00 | 10.00 |
| Other General Expenses | 110.00 | 80.00 | 100.00 | 50.00 | 40.00 |
| Provisions and Contingencies | 840.00 | 670.00 | 1260.00 | 1100.00 | 2240.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 840.00 | 670.00 | 1260.00 | 1100.00 | 2240.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 3650.00 | 3420.00 | 3520.00 | 3610.00 | 4630.00 |
| Operating Profit (Excl OI) | 99460.00 | 74420.00 | 66970.00 | 65930.00 | 67710.00 |
| Other Income | 4490.00 | 3720.00 | 1100.00 | 2930.00 | 2290.00 |
| Other Interest Income | 320.00 | 330.00 | 320.00 | 320.00 | 320.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 10.00 | 80.00 | 0.00 | | |
| Income from investments | 10.00 | 110.00 | | | |
| Provision Written Back | 4120.00 | 2090.00 | 740.00 | 2500.00 | 1860.00 |
| Others | 40.00 | 1120.00 | 50.00 | 110.00 | 110.00 |
| Operating Profit | 103950.00 | 78140.00 | 68080.00 | 68860.00 | 70000.00 |
| Interest | 67480.00 | 49610.00 | 45070.00 | 45330.00 | 47650.00 |
| Loans | 30520.00 | 14090.00 | 7100.00 | 1850.00 | 3220.00 |
| Deposits | | 0.00 | 0.00 | 10.00 | 80.00 |
| Bonds / Debentures | 36920.00 | 35500.00 | 37930.00 | 43460.00 | 44340.00 |
| Other Interest | 30.00 | 20.00 | 40.00 | 10.00 | 10.00 |
| Depreciation | 110.00 | 100.00 | 110.00 | 80.00 | 70.00 |
| Profit Before Taxation & Exceptional Items | 36370.00 | 28430.00 | 22890.00 | 23460.00 | 22290.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 36370.00 | 28430.00 | 22890.00 | 23460.00 | 22290.00 |
| Provision for Tax | 9280.00 | 7270.00 | 5880.00 | 6290.00 | 6500.00 |
| Current Income Tax | 6370.00 | 5110.00 | 4350.00 | 4190.00 | 4280.00 |
| Deferred Tax | 2930.00 | 2160.00 | 1540.00 | 2110.00 | 2270.00 |
| Other taxes | -20.00 | 10.00 | -10.00 | 0.00 | -40.00 |
| Profit After Tax | 27090.00 | 21170.00 | 17010.00 | 17160.00 | 15790.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 27090.00 | 21170.00 | 17010.00 | 17160.00 | 15790.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 7440.00 | 6240.00 | 5520.00 | 2850.00 | 4770.00 |
| Appropriations | 34530.00 | 27410.00 | 22540.00 | 20010.00 | 20560.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 34530.00 | 27410.00 | 22540.00 | 20010.00 | 20560.00 |
| Equity Dividend % | 42.00 | 42.00 | 39.00 | 35.00 | 22.00 |
| Earnings Per Share | 14.00 | 11.00 | 8.00 | 9.00 | 8.00 |
| Adjusted EPS | 14.00 | 11.00 | 8.00 | 9.00 | 8.00 |
