| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 163000.00 | 141730.00 | 124030.00 | 113060.00 | 109450.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 138360.00 | 111570.00 | 89280.00 | 83630.00 | 84880.00 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | 12170.00 | 19500.00 | 7560.00 | 5690.00 | 4050.00 |
| Other Operating Income | 12480.00 | 10670.00 | 27190.00 | 23740.00 | 20520.00 |
| Operating Income (Net) | 163000.00 | 141730.00 | 124030.00 | 113060.00 | 109450.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 36200.00 | 38510.00 | 40580.00 | 35000.00 | 29560.00 |
| Salaries, Wages & Bonus | 32460.00 | 34710.00 | 36670.00 | 31620.00 | 26840.00 |
| Contributions to EPF & Pension Funds | 2640.00 | 2740.00 | 3060.00 | 2780.00 | 2330.00 |
| Workmen and Staff Welfare Expenses | 470.00 | 500.00 | 400.00 | 300.00 | 240.00 |
| Other Employees Cost | 620.00 | 550.00 | 440.00 | 300.00 | 140.00 |
| Operating & Establishment Expenses | 2030.00 | 1820.00 | 560.00 | 430.00 | 370.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 1280.00 | 1140.00 | | | |
| Commission, Brokerage & Discounts | 0.00 | 10.00 | 20.00 | 30.00 | 20.00 |
| Rent , Rates & Taxes | 80.00 | 190.00 | 90.00 | 60.00 | 70.00 |
| Repairs and Maintenance | 240.00 | 120.00 | 100.00 | 90.00 | 60.00 |
| Insurance | 20.00 | 20.00 | 20.00 | 10.00 | 20.00 |
| Electricity & Power | 410.00 | 340.00 | 330.00 | 250.00 | 200.00 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 7620.00 | 6840.00 | 6870.00 | 4990.00 | 3590.00 |
| Printing and stationery | 430.00 | 340.00 | | | |
| Professional and legal fees | 530.00 | 460.00 | 490.00 | 380.00 | 340.00 |
| Advertisement & Sales Promotion | | | | | |
| Other General Expenses | 6660.00 | 6050.00 | 6370.00 | 4610.00 | 3250.00 |
| Provisions and Contingencies | 21610.00 | 11010.00 | 13520.00 | 24930.00 | 31040.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | 40.00 | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | | | | 20.00 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | 20.00 | | | |
| Other Miscellaneous Expenses | 21610.00 | 10990.00 | 13490.00 | 24930.00 | 31020.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 67460.00 | 58170.00 | 61530.00 | 65360.00 | 64560.00 |
| Operating Profit (Excl OI) | 95540.00 | 83560.00 | 62500.00 | 47710.00 | 44890.00 |
| Other Income | 10.00 | 10.00 | 220.00 | 210.00 | 280.00 |
| Other Interest Income | | | 210.00 | 200.00 | 250.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 0.00 | 10.00 | 10.00 | 0.00 | |
| Income from investments | | | | | |
| Provision Written Back | 10.00 | | | 10.00 | 20.00 |
| Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Profit | 95560.00 | 83570.00 | 62720.00 | 47920.00 | 45170.00 |
| Interest | 64330.00 | 49070.00 | 35330.00 | 33450.00 | 39080.00 |
| Loans | 28130.00 | 20480.00 | 14820.00 | 12690.00 | 17100.00 |
| Deposits | | | | | |
| Bonds / Debentures | 34500.00 | 27240.00 | 20140.00 | 20400.00 | 21380.00 |
| Other Interest | 1700.00 | 1350.00 | 370.00 | 360.00 | 600.00 |
| Depreciation | 1940.00 | 1450.00 | 1120.00 | 990.00 | 1080.00 |
| Profit Before Taxation & Exceptional Items | 29280.00 | 33050.00 | 26270.00 | 13480.00 | 5010.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 29280.00 | 33050.00 | 26270.00 | 13480.00 | 5010.00 |
| Provision for Tax | 7520.00 | 8440.00 | 6680.00 | 3360.00 | 1090.00 |
| Current Income Tax | 7390.00 | 7710.00 | 6210.00 | 6630.00 | 4190.00 |
| Deferred Tax | 730.00 | 730.00 | 470.00 | -3270.00 | -3100.00 |
| Other taxes | -600.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 21760.00 | 24610.00 | 19590.00 | 10110.00 | 3910.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 21760.00 | 24610.00 | 19590.00 | 10110.00 | 3910.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 75680.00 | 58440.00 | 44270.00 | 36180.00 | 33050.00 |
| Appropriations | 97440.00 | 83050.00 | 63860.00 | 46290.00 | 36960.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 97440.00 | 83050.00 | 63860.00 | 46290.00 | 36960.00 |
| Equity Dividend % | 30.00 | 30.00 | 11.00 | 10.00 | |
| Earnings Per Share | 27.00 | 31.00 | 25.00 | 13.00 | 5.00 |
| Adjusted EPS | 27.00 | 31.00 | 25.00 | 13.00 | 5.00 |
