| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 23550.00 | 24010.00 | 14010.00 | 14628.00 | 14826.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 21940.00 | 22380.00 | 12770.00 | 13365.00 | 13627.00 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | | | | 65.00 | 97.00 |
| Processing fees and other charges | | | | | |
| Other Operating Income | 1610.00 | 1620.00 | 1230.00 | 1198.00 | 1102.00 |
| Operating Income (Net) | 23550.00 | 24010.00 | 14010.00 | 14628.00 | 14826.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 6320.00 | 4730.00 | 3040.00 | 2272.00 | 1715.00 |
| Salaries, Wages & Bonus | 5430.00 | 3990.00 | 2560.00 | 1963.00 | 1496.00 |
| Contributions to EPF & Pension Funds | 440.00 | 290.00 | 120.00 | 94.00 | 97.00 |
| Workmen and Staff Welfare Expenses | 140.00 | 80.00 | 30.00 | 49.00 | 35.00 |
| Other Employees Cost | 310.00 | 360.00 | 330.00 | 166.00 | 88.00 |
| Operating & Establishment Expenses | 890.00 | 660.00 | 460.00 | 213.00 | 152.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 360.00 | 300.00 | 230.00 | 110.00 | 76.00 |
| Repairs and Maintenance | 390.00 | 280.00 | 200.00 | 83.00 | 50.00 |
| Insurance | 100.00 | 60.00 | 20.00 | | |
| Electricity & Power | 40.00 | 20.00 | 10.00 | 20.00 | 17.00 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 9.00 |
| Administrations & Other Expenses | 1020.00 | 760.00 | 670.00 | 520.00 | 256.00 |
| Printing and stationery | 60.00 | 50.00 | 20.00 | 16.00 | 11.00 |
| Professional and legal fees | 160.00 | 130.00 | 220.00 | 157.00 | 23.00 |
| Advertisement & Sales Promotion | | | | | |
| Other General Expenses | 810.00 | 580.00 | 420.00 | 346.00 | 223.00 |
| Provisions and Contingencies | 20610.00 | 2970.00 | 9460.00 | 5319.00 | 6624.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 0.00 | | 0.00 | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | 1.00 | 55.00 |
| Other Miscellaneous Expenses | 20610.00 | 2970.00 | 9460.00 | 5319.00 | 6570.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 28840.00 | 9130.00 | 13750.00 | 8324.00 | 8748.00 |
| Operating Profit (Excl OI) | -5290.00 | 14870.00 | 260.00 | 6303.00 | 6078.00 |
| Other Income | 1090.00 | 1330.00 | 4630.00 | 172.00 | 257.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | 0.00 | | 2.00 | |
| Income from investments | | | | | 27.00 |
| Provision Written Back | 400.00 | 230.00 | 3860.00 | | |
| Others | 690.00 | 1100.00 | 760.00 | 170.00 | 230.00 |
| Operating Profit | -4200.00 | 16210.00 | 4880.00 | 6476.00 | 6336.00 |
| Interest | 9360.00 | 9300.00 | 4600.00 | 5415.00 | 4255.00 |
| Loans | 5340.00 | 4230.00 | 2060.00 | 2864.00 | 2890.00 |
| Deposits | | | | | |
| Bonds / Debentures | 3760.00 | 4920.00 | 2360.00 | 2418.00 | 1125.00 |
| Other Interest | 260.00 | 150.00 | 170.00 | 133.00 | 239.00 |
| Depreciation | 230.00 | 200.00 | 110.00 | 92.00 | 76.00 |
| Profit Before Taxation & Exceptional Items | -13790.00 | 6710.00 | 180.00 | 969.00 | 2004.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | -13790.00 | 6710.00 | 180.00 | 969.00 | 2004.00 |
| Provision for Tax | -3440.00 | 1700.00 | 50.00 | 270.00 | 550.00 |
| Current Income Tax | | 1070.00 | 50.00 | 931.00 | 1426.00 |
| Deferred Tax | -3440.00 | 630.00 | 10.00 | -677.00 | -876.00 |
| Other taxes | -3440.00 | 0.00 | 0.00 | 17.00 | 0.00 |
| Profit After Tax | -10350.00 | 5010.00 | 120.00 | 698.00 | 1455.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | 0.00 | 0.00 | 0.00 | -4.00 | -4.00 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | -10350.00 | 5010.00 | 120.00 | 695.00 | 1450.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 6870.00 | 2900.00 | 2820.00 | 2272.00 | 1105.00 |
| Appropriations | -3480.00 | 7910.00 | 2940.00 | 2967.00 | 2556.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | -3480.00 | 7910.00 | 2940.00 | 2967.00 | 2556.00 |
| Equity Dividend % | | | | | |
| Earnings Per Share | -145.00 | 70.00 | 2.00 | 10.00 | 23.00 |
| Adjusted EPS | -138.00 | 67.00 | 2.00 | 10.00 | 21.00 |
