| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 15960.00 | 12840.00 | 9790.00 | 6900.00 | 6273.90 |
| Sale of Shares / Units | | | | | |
| Interest income | 13590.00 | 10770.00 | 8340.00 | 5930.00 | 5177.00 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | 840.00 | 710.00 | 510.00 | 210.00 | 181.40 |
| Processing fees and other charges | | | | | |
| Other Operating Income | 1530.00 | 1360.00 | 940.00 | 760.00 | 915.60 |
| Operating Income (Net) | 15960.00 | 12840.00 | 9790.00 | 6900.00 | 6273.90 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 1340.00 | 1000.00 | 710.00 | 480.00 | 350.30 |
| Salaries, Wages & Bonus | 1270.00 | 940.00 | 650.00 | 450.00 | 322.70 |
| Contributions to EPF & Pension Funds | 40.00 | 30.00 | 20.00 | 20.00 | 18.30 |
| Workmen and Staff Welfare Expenses | 30.00 | 20.00 | 20.00 | 10.00 | 3.50 |
| Other Employees Cost | 10.00 | 10.00 | 10.00 | 10.00 | 5.80 |
| Operating & Establishment Expenses | 800.00 | 580.00 | 560.00 | 290.00 | 105.10 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 680.00 | 490.00 | 480.00 | 230.00 | 62.40 |
| Rent , Rates & Taxes | 60.00 | 50.00 | 40.00 | 30.00 | 19.10 |
| Repairs and Maintenance | 20.00 | 10.00 | 20.00 | 20.00 | 7.40 |
| Insurance | 20.00 | 10.00 | 10.00 | 10.00 | 10.20 |
| Electricity & Power | 20.00 | 10.00 | 10.00 | 10.00 | 6.00 |
| Other Operating Expenses | 10.00 | 0.00 | 10.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 370.00 | 310.00 | 200.00 | 140.00 | 98.60 |
| Printing and stationery | 10.00 | 10.00 | 10.00 | 10.00 | 4.70 |
| Professional and legal fees | 210.00 | 180.00 | 100.00 | 70.00 | 55.40 |
| Advertisement & Sales Promotion | 30.00 | 20.00 | 20.00 | 10.00 | 2.80 |
| Other General Expenses | 110.00 | 90.00 | 70.00 | 50.00 | 35.60 |
| Provisions and Contingencies | 1380.00 | 1000.00 | 610.00 | 420.00 | 873.70 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | 0.30 |
| Losson disposal of fixed assets(net) | | | | | 0.10 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 1380.00 | 1000.00 | 610.00 | 420.00 | 873.40 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 3890.00 | 2910.00 | 2080.00 | 1330.00 | 1427.70 |
| Operating Profit (Excl OI) | 12070.00 | 9930.00 | 7700.00 | 5580.00 | 4846.20 |
| Other Income | 40.00 | 70.00 | 40.00 | 10.00 | 3.30 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | 0.00 | 0.00 | | |
| Income from investments | 10.00 | 50.00 | 10.00 | 0.00 | |
| Provision Written Back | | 10.00 | 10.00 | 0.00 | |
| Others | 30.00 | 20.00 | 10.00 | 10.00 | 3.30 |
| Operating Profit | 12110.00 | 10000.00 | 7740.00 | 5590.00 | 4849.50 |
| Interest | 7850.00 | 6560.00 | 5000.00 | 3400.00 | 2864.10 |
| Loans | 6040.00 | 5340.00 | 3680.00 | 2420.00 | 2139.00 |
| Deposits | | | | | |
| Bonds / Debentures | 1200.00 | 820.00 | 660.00 | 490.00 | 226.90 |
| Other Interest | 610.00 | 410.00 | 650.00 | 490.00 | 498.20 |
| Depreciation | 60.00 | 40.00 | 30.00 | 20.00 | 25.70 |
| Profit Before Taxation & Exceptional Items | 4210.00 | 3400.00 | 2720.00 | 2170.00 | 1959.70 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 4210.00 | 3400.00 | 2720.00 | 2170.00 | 1959.70 |
| Provision for Tax | 1070.00 | 860.00 | 660.00 | 550.00 | 504.40 |
| Current Income Tax | 1070.00 | 830.00 | 670.00 | 560.00 | 593.50 |
| Deferred Tax | -10.00 | 30.00 | 10.00 | 0.00 | -89.00 |
| Other taxes | 10.00 | 0.00 | -20.00 | -10.00 | 0.00 |
| Profit After Tax | 3140.00 | 2540.00 | 2060.00 | 1610.00 | 1455.20 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -40.00 | -30.00 | -30.00 | -20.00 | -11.60 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 3100.00 | 2510.00 | 2030.00 | 1590.00 | 1443.60 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 8510.00 | 6800.00 | 5370.00 | 4250.00 | 2838.20 |
| Appropriations | 11610.00 | 9310.00 | 7400.00 | 5850.00 | 4281.80 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 11610.00 | 9310.00 | 7400.00 | 5850.00 | 4281.80 |
| Equity Dividend % | 17.00 | 35.00 | 37.00 | 30.00 | 15.00 |
| Earnings Per Share | 17.00 | 15.00 | 37.00 | 29.00 | 26.00 |
| Adjusted EPS | 17.00 | 15.00 | 12.00 | 10.00 | 9.00 |
