| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 32950.00 | 25060.00 | 19030.00 | 18510.00 | 16116.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 10640.00 | 7660.00 | 5090.00 | 5050.00 | 6349.00 |
| Portfolio management services | 7840.00 | 6060.00 | 5730.00 | 5330.00 | 3330.00 |
| Dividend income | 0.00 | 10.00 | 20.00 | 10.00 | 28.00 |
| Brokerages & commissions | | | | | 606.00 |
| Processing fees and other charges | 7370.00 | 4960.00 | 6250.00 | 5480.00 | 3440.00 |
| Other Operating Income | 7100.00 | 6370.00 | 1940.00 | 2640.00 | 2363.00 |
| Operating Income (Net) | 32950.00 | 25060.00 | 19030.00 | 18510.00 | 16116.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 8840.00 | 6870.00 | 5070.00 | 5900.00 | 4090.00 |
| Salaries, Wages & Bonus | 7470.00 | 6040.00 | 4560.00 | 5370.00 | 3437.00 |
| Contributions to EPF & Pension Funds | 180.00 | 160.00 | 130.00 | 110.00 | 95.00 |
| Workmen and Staff Welfare Expenses | 140.00 | 130.00 | 90.00 | 80.00 | 70.00 |
| Other Employees Cost | 1060.00 | 540.00 | 280.00 | 340.00 | 488.00 |
| Operating & Establishment Expenses | 1730.00 | 1900.00 | 1300.00 | 2240.00 | 1482.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 590.00 | 470.00 | 290.00 | 200.00 | 187.00 |
| Commission, Brokerage & Discounts | 870.00 | 1140.00 | 820.00 | 1790.00 | 973.00 |
| Rent , Rates & Taxes | 80.00 | 70.00 | 70.00 | 40.00 | 38.00 |
| Repairs and Maintenance | 30.00 | 20.00 | 30.00 | 40.00 | 25.00 |
| Insurance | 20.00 | 20.00 | 10.00 | 20.00 | 11.00 |
| Electricity & Power | | | | | |
| Other Operating Expenses | 140.00 | 180.00 | 90.00 | 160.00 | 248.00 |
| Administrations & Other Expenses | 2050.00 | 1700.00 | 1180.00 | 1030.00 | 748.00 |
| Printing and stationery | | | | | |
| Professional and legal fees | 630.00 | 690.00 | 390.00 | 450.00 | 418.00 |
| Advertisement & Sales Promotion | 600.00 | 450.00 | 370.00 | 290.00 | 82.00 |
| Other General Expenses | 820.00 | 560.00 | 420.00 | 290.00 | 248.00 |
| Provisions and Contingencies | 1610.00 | 190.00 | 1110.00 | 140.00 | 317.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | 110.00 | 30.00 | 10.00 | | 14.00 |
| Losson disposal of fixed assets(net) | | | | 0.00 | 24.00 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | 990.00 | 40.00 | 20.00 |
| Other Miscellaneous Expenses | 1500.00 | 160.00 | 120.00 | 100.00 | 259.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 14230.00 | 12160.00 | 8660.00 | 9310.00 | 7176.00 |
| Operating Profit (Excl OI) | 18720.00 | 12900.00 | 10370.00 | 9200.00 | 8940.00 |
| Other Income | 5200.00 | 4180.00 | 2590.00 | 2430.00 | 474.00 |
| Other Interest Income | 330.00 | 190.00 | 200.00 | 110.00 | 122.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income from investments | 4860.00 | 3960.00 | 2330.00 | 1760.00 | 305.00 |
| Provision Written Back | | 0.00 | 10.00 | 160.00 | |
| Others | 0.00 | 40.00 | 50.00 | 400.00 | 47.00 |
| Operating Profit | 23920.00 | 17090.00 | 12960.00 | 11630.00 | 9414.00 |
| Interest | 8870.00 | 6430.00 | 3990.00 | 3700.00 | 4135.00 |
| Loans | 2160.00 | 1500.00 | 300.00 | 440.00 | 757.00 |
| Deposits | | | | | |
| Bonds / Debentures | 6620.00 | 4850.00 | 3610.00 | 3190.00 | 3306.00 |
| Other Interest | 90.00 | 90.00 | 80.00 | 70.00 | 73.00 |
| Depreciation | 710.00 | 570.00 | 460.00 | 420.00 | 430.00 |
| Profit Before Taxation & Exceptional Items | 14340.00 | 10090.00 | 8500.00 | 7510.00 | 4849.00 |
| Exceptional Income / Expenses | -880.00 | | | | |
| Profit Before Tax | 13470.00 | 10090.00 | 8500.00 | 7510.00 | 4849.00 |
| Provision for Tax | 3320.00 | 2040.00 | 1920.00 | 1740.00 | 1157.00 |
| Current Income Tax | 3120.00 | 1700.00 | 2360.00 | 1230.00 | 1238.00 |
| Deferred Tax | 200.00 | 460.00 | -340.00 | 500.00 | -82.00 |
| Other taxes | 0.00 | -120.00 | -100.00 | 0.00 | 1.00 |
| Profit After Tax | 10150.00 | 8040.00 | 6580.00 | 5780.00 | 3692.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | 0.00 | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 10150.00 | 8040.00 | 6580.00 | 5780.00 | 3692.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 8520.00 | 6970.00 | 7020.00 | 6570.00 | 9052.00 |
| Appropriations | 18670.00 | 15010.00 | 13600.00 | 12350.00 | 12744.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 18670.00 | 15010.00 | 13600.00 | 12350.00 | 12744.00 |
| Equity Dividend % | 600.00 | 1650.00 | 3450.00 | 2750.00 | 3500.00 |
| Earnings Per Share | 26.00 | 22.00 | 18.00 | 65.00 | 42.00 |
| Adjusted EPS | 26.00 | 22.00 | 18.00 | 16.00 | 11.00 |
