| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 23416.10 | 18900.80 | 13068.00 | 9095.00 | 6811.70 |
| Sale of Shares / Units | | | | | |
| Interest income | 21760.90 | 17121.10 | 11484.00 | 7808.00 | 5798.60 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | | | 856.00 | 860.00 | 643.30 |
| Other Operating Income | 1655.20 | 1779.70 | 728.00 | 426.00 | 369.70 |
| Operating Income (Net) | 23416.10 | 18900.80 | 13068.00 | 9095.00 | 6811.70 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 2846.70 | 2416.10 | 1489.00 | 979.00 | 622.40 |
| Salaries, Wages & Bonus | 2451.40 | 1998.00 | 1318.00 | 869.00 | 540.90 |
| Contributions to EPF & Pension Funds | 145.70 | 113.50 | 73.00 | 39.00 | 29.10 |
| Workmen and Staff Welfare Expenses | 69.30 | 79.40 | 57.00 | 27.00 | 15.10 |
| Other Employees Cost | 180.40 | 225.20 | 41.00 | 45.00 | 37.50 |
| Operating & Establishment Expenses | 3381.60 | 2562.00 | 1500.00 | 670.00 | 354.30 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 2885.20 | 2208.20 | 1214.00 | 527.00 | 285.20 |
| Rent , Rates & Taxes | 157.80 | 100.70 | 101.00 | 45.00 | 33.10 |
| Repairs and Maintenance | 144.80 | 136.60 | 100.00 | 55.00 | 25.80 |
| Insurance | | | | | |
| Electricity & Power | | | | | |
| Other Operating Expenses | 193.60 | 116.60 | 85.00 | 42.00 | 10.20 |
| Administrations & Other Expenses | 773.50 | 943.20 | 740.00 | 415.00 | 188.10 |
| Printing and stationery | 15.80 | 18.20 | 11.00 | 2.00 | 0.70 |
| Professional and legal fees | 419.10 | 674.10 | 522.00 | 332.00 | 148.30 |
| Advertisement & Sales Promotion | 49.80 | 28.10 | 54.00 | 13.00 | 4.80 |
| Other General Expenses | 288.80 | 222.90 | 154.00 | 67.00 | 34.40 |
| Provisions and Contingencies | 8717.00 | 3761.40 | 459.00 | 410.00 | 1405.20 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | 904.40 |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | 30.00 | 13.00 | 0.80 |
| Other Miscellaneous Expenses | 8717.00 | 3761.40 | 429.00 | 397.00 | 499.90 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 15718.80 | 9682.70 | 4188.00 | 2474.00 | 2570.00 |
| Operating Profit (Excl OI) | 7697.30 | 9218.10 | 8880.00 | 6621.00 | 4241.70 |
| Other Income | 4680.80 | 2464.20 | 62.00 | 70.00 | 64.00 |
| Other Interest Income | 26.50 | 9.20 | 15.00 | 11.00 | 8.20 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | 2.00 | | |
| Income from investments | | | | | |
| Provision Written Back | 4539.60 | 2304.60 | | | 31.70 |
| Others | 114.70 | 150.40 | 45.00 | 59.00 | 24.10 |
| Operating Profit | 12378.20 | 11682.40 | 8942.00 | 6691.00 | 4305.70 |
| Interest | 8318.40 | 7300.90 | 5591.00 | 4111.00 | 3238.30 |
| Loans | 6669.60 | 5995.10 | 4289.00 | 2514.00 | 1790.10 |
| Deposits | 26.10 | 15.00 | 9.00 | 3.00 | 5.30 |
| Bonds / Debentures | 1316.10 | 1053.60 | 1158.00 | 1442.00 | 1214.20 |
| Other Interest | 306.50 | 237.10 | 134.00 | 153.00 | 228.70 |
| Depreciation | 178.80 | 169.40 | 120.00 | 96.00 | 67.40 |
| Profit Before Taxation & Exceptional Items | 3881.00 | 4212.10 | 3231.00 | 2484.00 | 999.90 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 3860.80 | 4202.40 | 3212.00 | 2484.00 | 999.90 |
| Provision for Tax | 847.60 | 1025.40 | 790.00 | 665.00 | 234.00 |
| Current Income Tax | 1639.60 | 1088.10 | 970.00 | 505.00 | 421.80 |
| Deferred Tax | -691.90 | -67.40 | -180.00 | 159.00 | -187.70 |
| Other taxes | -100.00 | 4.70 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 3013.20 | 3176.90 | 2422.00 | 1819.00 | 765.90 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | 32.30 | -93.60 | -124.00 | -94.00 | -90.80 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | 2.00 | | |
| Consolidated Net Profit | 3045.50 | 3083.30 | 2300.00 | 1725.00 | 675.10 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 9603.50 | 6989.90 | 5134.00 | 3746.00 | 3179.60 |
| Appropriations | 12649.00 | 10073.30 | 7434.00 | 5471.00 | 3854.70 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 12649.00 | 10073.30 | 7434.00 | 5471.00 | 3854.70 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 19.00 | 34.00 | 26.00 | 19.00 | 8.00 |
| Adjusted EPS | 19.00 | 34.00 | 26.00 | 19.00 | 8.00 |
