| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 11656.40 | 8296.20 | 5845.30 | 4480.00 | 3167.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 9434.30 | 7025.90 | 5029.50 | 3736.00 | 2746.00 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | 503.20 | | | | |
| Processing fees and other charges | 642.20 | 377.90 | 315.80 | 201.00 | 100.00 |
| Other Operating Income | 1076.70 | 892.40 | 500.00 | 543.00 | 321.00 |
| Operating Income (Net) | 11656.40 | 8296.20 | 5845.30 | 4480.00 | 3167.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 2290.80 | 1794.30 | 1345.60 | 1013.00 | 620.00 |
| Salaries, Wages & Bonus | 2011.30 | 1556.90 | 1174.70 | 880.00 | 564.00 |
| Contributions to EPF & Pension Funds | 107.70 | 89.00 | 69.90 | 54.00 | 33.00 |
| Workmen and Staff Welfare Expenses | 36.70 | 25.30 | 18.00 | 20.00 | 7.00 |
| Other Employees Cost | 135.10 | 123.00 | 83.00 | 59.00 | 16.00 |
| Operating & Establishment Expenses | 263.10 | 180.20 | 122.90 | 97.00 | 74.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 131.10 | 93.70 | 77.10 | 68.00 | 48.00 |
| Commission, Brokerage & Discounts | 50.90 | 27.80 | | | |
| Rent , Rates & Taxes | 33.90 | 20.40 | 15.70 | 9.00 | 7.00 |
| Repairs and Maintenance | 19.50 | 15.10 | 10.00 | 5.00 | 6.00 |
| Insurance | 4.70 | 5.50 | 6.20 | 6.00 | 6.00 |
| Electricity & Power | 23.10 | 17.60 | 13.80 | 9.00 | 6.00 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 239.40 | 178.30 | 191.40 | 100.00 | 69.00 |
| Printing and stationery | 5.10 | 7.40 | 3.60 | 2.00 | 2.00 |
| Professional and legal fees | 41.20 | 55.30 | 66.10 | 26.00 | 22.00 |
| Advertisement & Sales Promotion | 42.60 | 27.70 | 18.20 | 13.00 | 8.00 |
| Other General Expenses | 150.50 | 87.90 | 103.50 | 58.00 | 37.00 |
| Provisions and Contingencies | 316.90 | 234.10 | 167.70 | 139.00 | 212.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 1.40 | 1.20 | 1.30 | 1.00 | 1.00 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 315.50 | 232.90 | 166.40 | 138.00 | 210.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 3110.20 | 2386.80 | 1827.60 | 1348.00 | 974.00 |
| Operating Profit (Excl OI) | 8546.20 | 5909.40 | 4017.60 | 3131.00 | 2193.00 |
| Other Income | 102.90 | 323.20 | 217.00 | 118.00 | 61.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | | | |
| Income from investments | | | | | |
| Provision Written Back | 2.80 | 6.00 | 1.90 | 0.00 | |
| Others | 100.10 | 317.20 | 215.10 | 118.00 | 61.00 |
| Operating Profit | 8649.10 | 6232.60 | 4234.70 | 3250.00 | 2254.00 |
| Interest | 3641.20 | 2941.60 | 2133.10 | 1515.00 | 1073.00 |
| Loans | 3474.50 | 2754.40 | 1911.10 | 1369.00 | 884.00 |
| Deposits | | | | | |
| Bonds / Debentures | 32.90 | 107.50 | 169.70 | 104.00 | 161.00 |
| Other Interest | 133.80 | 79.70 | 52.30 | 42.00 | 28.00 |
| Depreciation | 116.00 | 99.10 | 82.00 | 65.00 | 51.00 |
| Profit Before Taxation & Exceptional Items | 4891.90 | 3191.80 | 2019.50 | 1669.00 | 1130.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 4891.90 | 3191.80 | 2019.50 | 1669.00 | 1130.00 |
| Provision for Tax | 1113.20 | 715.90 | 466.10 | 385.00 | 256.00 |
| Current Income Tax | 1148.90 | 712.80 | 464.80 | 318.00 | 248.00 |
| Deferred Tax | -35.70 | 16.70 | 1.30 | 66.00 | 8.00 |
| Other taxes | 0.00 | -13.60 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 3778.70 | 2476.00 | 1553.40 | 1284.00 | 874.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 3778.70 | 2476.00 | 1553.40 | 1284.00 | 874.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 5915.40 | 3933.20 | 2689.70 | 1662.00 | 963.00 |
| Appropriations | 9694.20 | 6409.20 | 4243.20 | 2947.00 | 1837.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 9694.20 | 6409.20 | 4243.20 | 2947.00 | 1837.00 |
| Equity Dividend % | 100.00 | | | | |
| Earnings Per Share | 35.00 | 23.00 | 35.00 | 29.00 | 20.00 |
| Adjusted EPS | 35.00 | 23.00 | 35.00 | 29.00 | 20.00 |
